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Getting Dental Work Done Without Insurance

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A woman getting dental work done.

For the many people without dental insurance, there are sometimes affordable ways to get the needed work done. This is a guide about getting dental work done without insurance.



Here are questions related to Getting Dental Work Done Without Insurance.

Question: Dental Work Without Insurance in Northern California

I'm 22 yrs old, with no dental insurance. I live in Northern California. I don't make much, about 700 a month. I need dental work pretty badly. I'm worried if my teeth get bad I'll lose my job, plus it's not healthy. :/

Any advice on where to go or anything helps. Thanks.

By Sierra S.


Best Answer

By Lee Anne Guryn [2]02/08/2014

Go and talk to some dentists. Many have plans to pay over time. Make teeth your first priority. Put a little money away each paycheck. Make sure you aren't making them worse, no sweets or soda.

Question: Free or Low Cost Dental Work

I am in desperate need for dental work. I am constantly sick with nausea and pain from my teeth not to mention I have lost my smile. I am 39 and all my teeth need to go they are in such bad shape. I have no insurance and I also separated from my husband of over 23 years due to an abusive situation. I have no income and have no where to turn. I am in Kentucky. Any suggestions?

By Ann


Best Answer

By redhatterb [1]02/14/2014

I was 43 when I finally got dentures, and that was after my divorce became final and I got 3/4 of the profit from selling our house. I had been having toothaches, and teeth breaking off for about 15 years. My husband at the time had a really good job, and I was a stay at home Mom, doing a little daycare in our home. Any extra money we had went to buy guns, hunting trips, fishing trips, etc.

After the divorce I did get a job, cleaning motel rooms without teeth. I don't think there is anyplace where a person can get free dental work. If there is a dental school near you check with them, some dental schools do actual dental work on patients, and some don't. Where I live the only things the dental schools do is exams and cleaning.

Question: Getting Dental Work Done Without Insurance

I am in need of dental work. I have crappy credit and no insurance. I need to have all of my top teeth pulled and get dentures.

I fell on my face and knocked out a bunch of my teeth in front. I work with the public and need them fixed desperately. How can I get the work I need done?

By RL Taylor

Best Answer

By Teresa Bowen [1]02/02/2014

In many places, schools of dentistry will accept patients for their training and at steep discounts. Don't worry that they are students, all work is supervised by licensed dentists. Worth investigating.

Question: Dental Work Done Without Insurance

I am in need of dental work, wisdom teeth removal. I am 52 yrs old, I do not qualify for medicaid, and can not afford dental insurance. Does anyone have any suggestions for finding affordable dental work?

By Maryjane from Taos, NM

Most Recent Answer

By Sally Pifer [4]01/13/2011

You might want to try Care Credit. With Care Credit you can charge a certain amount for medical/dental work (if the dentist will accept it) and if you pay back the amount borrowed within 18 mos., you pay no interest (Care Credit can also be used for payment of pets' medical issues). You can apply for Care Credit on line. Also, you might want to see if your dentist takes the Avia dental plan, if it is offeredin your area. I pay $13.50 a month for my entire family which allows us discounts at our dental office. For example, today I had a cleaning, exam and two bitewings and under the Avia plan, my dentist charged me $55 instead of $110.00. For a single person, the per month cost would be less, I believe.

Question: Getting Dental Work Done Without Insurance

I am in need of periodontal work and have no insurance. Where is the most inexpensive place to get it done?

By William G.

Most Recent Answer

By Sharon [3]05/15/2011

Dental schools. I had a lot of work, mainly fillings, done at the University of Pennsylvania years ago. The fillings lasted as long as most other ones I have had done by regular dentists.

Question: Urgent Dental Care Without Insurance

I need urgent dental care. I have no insurance, no income, am disabled, and deaf, but can't get Social Security. Where do I go?

By Justine B

Most Recent Answer

By Sandi/Poor But Proud [422]07/21/2013

SSI and SSD take up to 3 years so if you have not signed up, please do, but don't wait for help. Ask your local hospital if they have emergency services as they can often tell you where to search if they can't help. Poor dental health can reach critical mass if you let it affect your heart and other systems. Sad to say it can affect almost every system we have so please, if you have to get on or ask someone to get you on FB and make a plea for donations. We bailed out every bank in 2009 why can't we help each other?

Question: Low Income Dental Work

I need to have what's left of my teeth pulled and then be fitted for dentures, but I'm on a low, fixed income. Where can I find information about this in Washington? I have no insurance.

By Joyce

Most Recent Answer

By Charlieanne03/06/2015

I apologize, the previous address is for the medical clinics in Washington state. Here is the address for the dental. ... nics.taf?_function=list&state=WA

Question: Getting Dental Care Without Insurance

I need teeth pulled, a root canal, and my partial fixed.

By Annie

Most Recent Answer

By sharon6345 [8]04/11/2015

You can go to a clinic and they should have a sliding fee price list. Which most often will be $20 per visit here where I live. I just got partials top and bottom, but I have medicaid.

Question: Dental Work Without Insurance

I am a senior citizen in need of dental work, but I have no insurance. I would appreciate suggestions very much. Thank you.

By Yvonne

Most Recent Answer

By Charlieanne03/02/2015

National Council on Aging 1-800-677-1116 ... cess/how-to-get-help-for-dental.html
Praying for You to get the help you need.

Question: Need Extensive Dental Work

I was recently permanently disabled and now on Medicare (Blue Cross and Blue Shield). I need extensive dental work done, but BCBS doesn't cover it. What can I do if I can't afford to pay for work I need done? Does Medicare have any other options offered to them?

My husband is on Social Security Disability and has no insurance because SSD said they were 2 years behind when he went to sign up for his insurance. Now he has nothing and was diagnosed with Parkinson's disease. He takes meds everyday to try to somewhat control his symptoms! How can this be it? Seems so unfair that we payed into this while we could work, now he has no insurance until who know's when? And I can't get my dental work done. If anyone has any solution that they know of, let me know.

Thank You

By KK from Lockport, NY

Most Recent Answer

By melinda [1]01/05/2014

Hi KK, your husband isn't on any government medical coverage? I am also disabled and i have medicaid and an HMO. Though when it comes to dental they only cover basics. Depending on his age you might also be able to sign him up for a discount prescription plan, I would also keep checking online (google) for any help on his medical which he should be able to apply for. With only the both of you having disability that is LOW income.

Now when it comes to dental, you have a few options, which a couple have already mentioned.
1 - looking for a dental school which will not charge you as much for the work (these will be students)
2 - Contacting local dentists to see if they have a payment plan
3 - Joining an additional coverage plan just for dental (they do have them)

Or since we are now in a world of bartering, maybe you have something you can barter to a dentist for the work or sell it for the cash.

Question: Having Dental Work Done Without Insurance

I am 19, have no dental insurance, no credit, and am on my own. I earn less than $600 a month in income and I am in some major pain. I live near Destin, Florida. Where can I find some help?

By Angela

Most Recent Answer

By Charlieanne11/23/2013

Hi Angela, I live just above the bay from you, in Walton County. I found some info. for you, hope and pray it helps and you find relief.

Clinic List for Florida, this has tons of clinics with phone numbers, addresses , etc. (if anybody from another state needs this type of help, just change the last two letters at the end of the website address to your state letters)

522 Free, Low-Cost or Sliding Scale Clinics in Florida

Hope Medical Clinic
150 Beach Dr
Destin FL 32541
Accepts: Employed, Uninsured
Income: At or below 200% federal poverty level
Fees: Free/No fee
Languages Spoken: English

Community Health Center - Freeport (Pan Care of FL)
479 East Highway 20
Freeport FL 32439
Accepts: Uninsured, Underinsured, Insurance,

Medicare, Medicaid
Income: All income levels accepted
Fees: Sliding scale of fees based on income
Languages Spoken: English, Spanish
Services: Primary Care, Medical Services, Dental

Sharing & Caring, Inc. of Okaloosa County
Provides food and assistance for medicine, rent,
utilities, school supplies, personal care products,
and special needs. Services are supplied based
upon need and funds availability.

Crossroads Medical Center
Delivers quality primary health care and other
related professional services to low-income,
uninsured adults residing in Okaloosa and Walton
counties through creative collaborative partnerships.

Question: Dental Work With No Insurance

I need a tooth pulled and have no insurance.

By Carol

Most Recent Answer

By cybergrannie [30]03/21/2015

Dental school in my area is a good choice but difficult to get/receive care as they have certain days and the person has to be at the college very early (first come first serve) and then return the following day for work to be done. Upfront fee right now is 90.00 for X-ray and simple extraction. Any other work has to scheduled at their "convenience" and may be a long wait period plus extra cost.

There may be a dentist in your area that works on an income sliding scale but there may/will still be a 75.00 (or more) upfront fee. Try looking at this site for help: ... cess/how-to-get-help-for-dental.html

Question: Dental Work Without Insurance

How does that work? I don't have the money right now. I need my teeth fixed. I need cleaning, filling, Xray, and an exam now.

By RJ from Raleigh

Most Recent Answer

By cybergrannie [30]03/13/2015

You can Google your question with your state name and you may find some answers.
It is very rare that dental work is free to anyone other than children covered by Medicaid.
Here is one site you can try: ... cess/how-to-get-help-for-dental.html

Question: Dental Work Without Insurance

I broke my tooth in the front and it hurts so bad. I don't get money til November first and I went to Excel dental and did a exam and consultation. They said I need a root canal and crown, but won't do anything til I pay 1000 $, but I'm in so much pain. I can't eat, drink, or sleep. What can I do?

By Brianna

Most Recent Answer

By joan [6]12/02/2014

Roots canals have become big money makers for dentists. Everyone it seems needs root canals. I broke a tooth and the dentist prepared it as for a regular filling and it actually looked nicer than the original, for the cost of a filling. No root canal bs.

Question: Dental Care Without Insurance

I am 45 and I have periodontal disease. I have lost one inplant that I had on the top and now my front teeth are loose. I have a job, but don't make enough for dental insurance. If there is any program or anything that you could tell me about, please I need the help.

By Regina S. from Ripley, WV

Most Recent Answer

By cybergrannie [30]06/05/2014

Well if you had an implant (don't these cost lots of money?) maybe you could ask the dentist who did this work to help with letting you make a monthly payment..

I have not heard of any "free" dental clinics in this country. Some of our dentists donate time each year to work in third world countries but it would seem that Americans should be able to find a way to have their work done when necessary. I usually agree and applaud these doctors but it would be nice if there were at least some "reasonable" clinics available.

I live near a university and we do have a dental school but even their prices are very high (but about 1/3 to 1/2 of the cost at a "regular dentist office). The problem with this is you have to qualify for whatever type of procedures they are working on at the time. Otherwise you are scheduled in their clini