Getting Assistance After a House Fire

We lost everything in a house fire on June 1st. Insurance still hasn't paid. My daughter is getting ready to steer back to school for her senior year. She needs clothes and a laptop for online classes. Any suggestions?

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July 30, 20180 found this helpful

you can speak out to your social media group or do a facebook fundraiser www.facebook.com/fundraisers?sem_campaign_id=1439719628...
those are really popular now and ppl actually DO get $, for the randomest stuff sometimes. I imagine you could get at least a couple hundred that way

there's also of course churches and charitable groups, and family members.

best of luck

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July 31, 20180 found this helpful

Freecycle, Craigslist and churches

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July 31, 20180 found this helpful

Sending up prayers for you and your family!

I have several suggestions for you:

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1. Do you belong to a religious organization (church, synagogue, mosque etc.)? Some have discretionary funds that are used to help parishioners in need. It is all very private and no one needs to know. Perhaps they can help you with either money for purchases or they may be able to help gather donations for you (of needed items like the clothing).

2. Since you have a computer and are posting here, have you considered setting up a Go Fund Me or like crowd sourcing pages? These can be very successful as your friends and family always want to help but sometimes are afraid or nervous of doing something that may make you uncomfortable...this way, you are stating your need and asking for what is needed. I know from personal experience, people can be very generous and kind in times like you are experiencing.

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3. Talk to your daughter's school (principal or guidance counselor) and see if they have a mechanism to help. I know many local schools can help...especially with clothing and computers.

Wishing you all the best! Don't give up hope!

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July 31, 20180 found this helpful

It appear you expect your insurance to pay for the damage to your home so that is good although money can never replace the personal things we have in our homes.

  • Is there a certain reason the insurance is taking so long to pay? Are there questions about the fire damage that are not getting resolved?
  • Of course, we do not wish to know any of these reasons, I am just asking questions before offering a suggestion.
  • Insurance companies are highly regulated by state insurance regulators and that means you can request assistance from your state if you feel they are not working fast enough or that they may be stalling (for some reason) and this agency will investigate your problem and get back with you. I have not found them to be slow in taking action either (as some government agencies can be).
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  • Believe me, your insurance agency will respond to a state inquiry - fast. At least this way, you will find out what is taking so long with payment.
  • You can also contact your congressman or senator and they will do the same thing but the insurance commissioner may be the best route.
  • You can just Google state agencies with your zip code and all of these names will be available online.
  • If you feel the insurance company has a good reason for the delay in payment then you can make a request for an advance on the claim for "living purposes" and, as a general rule they will do this for you as this is not an uncommon request.
  • If none of this is fast enough (as school beginning is fast approaching) you should try a local church or Salvation Army or most any church thrift store as they are usually always willing to help out with necessities like this.
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  • You can also place a "help" ad on Craigslist, Freecycle or Nextdoor but of course you will be putting your private "business" out for anyone to read so think about that first.
  • As far as a laptop goes, you may have to contact the school and ask about help with this most programs for help with getting a free computer is for low income families.
  • Here is a website that has great deals on computers for students.
  • www.pcsforpeople.org/.../
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July 31, 20180 found this helpful

Were you able to get assistance from Red Cross? Can you get any update from your insurance?

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August 3, 20180 found this helpful

Right now there are only a few things you can do. You can go online and register with FreeCycle and find out if anyone in your area is giving away any type of household furniture, appliances, or other items you can use to start over with. They give away clothes and a lot of times even electronics.

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Also, check the thrift stores for clothes. They have some great deals a lot of time and I know my teenage granddaughter loves to shop there and she finds some great deals from time to time. Contact your claims adjuster at the insurance company and find out how long this will take to close your claim and send you the money.

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