Here are the questions asked by community members. Read on to see the answers provided by the ThriftyFun community.
I live in Minnesota in a mobile home. Our roof is leaking so badly. There are bad stains in every room. I am on Social Security and my partner is in very bad health so we cannot afford to fix it.
Living on Social Security does not always mean you are "poorly" as I know some who have more (take home pay) with their SS than they had when working. Other circumstances can change your ability to make needed repairs.
I am in need of some roofing repairs. I live in Pennsylvania. There are about 4 spots leaking pretty good. I am sure the roof is 20 years old, but I am more than fine with getting the spots fixed.
Does anyone know of any places in PA that can help a low income homeowner on disability get repairs?Try churches, HUD.org and Habitat for Humanity.
So sorry to hear you are having issues. Don't give up hope for help...sometimes it just takes a lot of digging and asking.
We live in a great state as there are some resources that may help you, although my understanding is they have wait lists...so if this is critical you may want to see if you can get financial help from a church or friends (a Go Fund me) or local club or organization like Rotary or Kiwanis who may offer help to get it taken care of privately.
The PA specific sites are:
philly.curbed.com/
www.phfa.org/
If you need help understanding these programs or cutting through the red tape, you can take to your state senator, who it looks like is this person:
www.legis.state.pa.us/
His office may be able to assist you with things like Legal Aide (since you mentioned a party wall situation) and free notary. Ours in Pittsburgh is amazing!! They have always been very helpful for us.
You don't mention what your disability is, but some national disability organizations....like Easter Seals, the MS Society, the some Cancer organizations and such have programs to help people with a specific condition. You may want to call your local United Way office and see if they can help you.
Good luck!
I am sorry to hear you are still having issues. Try one more link or call 211:
pa211sw.communityos.org/
Roofing is a huge challenge because of the expense and liability.
It may be easier to work with a religious organization or civic organization to help you get funding so you can use that funding to hire someone to do the repairs.
Go Fund Me is also a good way to raise money for things. Sometimes people know someone needs help, but are either embarrassed or afraid to offer, but if you ask, they will be generous. Just a thought! Prayers will continue.
I am 51. My roof is falling in and has mold on the outside. My ceilings are also falling in on the inside of my house from the roof leaking. Now I have black mold growing in my installation. I do not have the money to fix this; I live on 735 dollars a month. I cannot get a loan because the house is in such bad shape, and also my credit rating is not good. 
I have my daughter living with me and we are staying sick all the time from the mold and it is getting worse by the day. Is there anywhere that I can get help to repair this? I do not have the money to pay for these repairs.
I would suggest churches, Habitat for Humanity, Family Services, and the Boy Scouts. The reason I say Boy Scouts, is because years ago I know one area where a boy scout started a program to help people in your situation as his Eagle Scout project.
I am in desperate need of a new roof, but I do not have the money. I have tried to get a loan, but my credit is not too good. I am a single mother. Can someone tell me where I can find help?
There are programs that provide assistance via grants for home repair, however, the process to apply for specific programs takes time and patience.
Good Luck!
I live in Gallup New Mexico. I have guardianship of 3 kids and a single uncle. My roof has been leaking and I need help. We are on a very fixed income.
We are looking for a new roof, but can't find the money for it. Is there any agency out there that would help? Thanks.Finding home repair help can be difficult! A very easy online search for "low income home repair new mexico" produced many replies. You can try a search yourself and this US Department of Housing, etc., site to start. The people there will try to help you or suggest other resources.
portal.hud.gov/
I live in South Carolina. How do I go about getting my roof fixed? It's a family house owned by my uncle.
He receives disability and so do I. Is there anyone in the Horry county area that could help us?Your uncle can try:
www.eldercaredirectory.org/
Scroll down to your state.
Where can I find financial aid for roof repair in Clarksburg? My mom and dad's roof is in need of serious repair and I don't have the money to do it. Can any one offer assistance?
By Robert
Where is Clarksburg? Are you in the USA? If you are, then contact your local DFS office (division of family services) and ask them. They should have a listing of resources. Many churches (larger ones) may also have a resource list.
I live in Ohio and I just found out I need a new roof on my house. I am totally disabled and live on Social Security only. I have no other assets. Where I find help?
By BJP
There is a nationwide organization that helps seniors and disabled people with home repairs. I can't tell you the name of it because it has different names in different locations, even in different cities in the same state. I THINK most of the time it is referred to as Opportunities for Independent Living(OIL). They go by income, and let's face it some people get a large amount for disability.
I have a friend who between disability from the state where she was injured on the job, Federal government disability(SSD), her retirement SS and her ex-husbands retirement SS, she gets well over $2,000 a month and complains about not being able to do this or that. I live off $700 a month retirement SS and manage to get by.
That being said back in 1983 I decided to move into an apartment (I was 43), and don't have to worry about lawn care, snow removal, etc. I also don't have to worry about home repairs, heat, water, sewer, garbage, and my cable is also included in the rent as a thank you for renting from the landlord.
That being said, if a person does get help from the nationwide organization, they have to stay in the home for a certain number of years or else pay back on a pro-rated basis. I have a sister who got help from them and ended up having to go into a nursing home, and when her house was sold, a portion of what she made on the sale had to go to pay back the organization that repaired her home. There is also a waiting list to get this help.
Speak with your social worker/welfare worker at the Department of Social Services/Welfare Office. Also I don't know if the Salvation Army where you live would help. This summer in the city where I live they have volunteers from different businesses that are volunteering to paint houses for seniors. My guess is for the repairs that you need they would have to find volunteers from a building supply place or something. Your best bet will be to ask questions.
I live in Illinois and am unemployed. I have been experiencing leaking issues with my roof. It's so bad it's raining in my dining room.
I can't find any programs or funding programs. I need suggestions for help in the suburban area of Illinois.Go to HUD.org, and click on your state.
I have roof that needs replaced in Mooresville, IN. I'm disabled and low income.
How do I find a roofer?
I need a major roof repair. I live on $800 a month and just can't afford the supplies. I have people to do it for me I just have no money to get the goods.
I am looking for a grant or some type of program that will get my roof replaced and to get my bathroom floor replaced. I need a shower because after surgery I can not step over the tub to get into it. It's a long story, but I will try to let you know what happen. I was in a accident years ago when an eye beam went through my left leg and I didn't start having trouble with it again until 2017 from 1998.
In 2017 after I started having trouble with my left leg again I couldn't get a doctor to replace my hip due to infections, but I finally did in 2018. I have had my left hip replaced and my right knee, but here is the sad part I need my left knee done now and my right hip. So if anyone knows where I may be able to get some help please let me know. Thank you.There is an 82 year old veteran who is disabled living in Nashville NC. His roof was damaged during the hurricane and he has water damage in two rooms. He has no money or insurance.
He is in a dire situation. I was hoping you could help with any suggestions. I was in the construction for 40 years, but am also disabled. If not, I would try to help myself.Habitat for Humanity, Veterans Association, social services, churches, report it to a local news station.
How do I get help to get my roof fixed? I am on a low income.
You can ask your local church, contact HUD.org, or Habitat for Humanity.
I am 48yrs old, and I recently lost my job, though I am currently looking for work. I do not have a bank account, my house is 118 years old. Parts of my roof have fallen off, my roof also leaks very badly. I am in desperate need of a new roof. The entire roof has be replaced, not only the shingles, but the entire roof.
I also have squirrels in my walls, because there are holes in my roof. Unfortunately I am also in need of complete financial help. I need a roofing company who is willing to do a complete roof replacement for free. Please someone help me.Contact HUD.org, or Habitat for Humanity, or a local church.
I requested a claim on my homeowners insurance to get a new roof. I was issued a check for 1500. I know a new roof and the labor cost more than that. Where can I get help getting a new roof since insurance won't help with entire funding.
I only bring home 1100 a month and I'm trying to put my son thru med school.Go to HUD.org and click on your state
I need help with my roof. I don't have good credit and my roof leaks and has a hole in it. My insurance lapsed and I need a roof.
I can pay monthly payments just don't have the funds now. I can only pay back in monthly payments. Where can I find help?I think most contractors will let you finance.
I am a low income homeowner. I just got a new job and have a salary, but due to my bills have bad credit. My situation is that I desperately need a new roof on my house and can't afford that.
Please I need your help to see if you know someone/bank that could loan me a credit line based upon my salary and the monthly payment would be deducted straight from my paycheck.
My deep apologies for asking that, but no bank so far will do that. I need to find some more ideas or places to go.
Thank you very much.
God bless you.
Call HUD at (800) 767-7468 and tell them your situation.
I have a friend that needs help with the house and a AC unit that is free or cheap because they are on disability and have no extra money to fix the house. Please let me know what I can do to get it fixed and a AC unit.
Please and thank you.
You can contact Habitat for Humanity
I'm in extreme need of a roof. I don't make much money at all. My wife was in a really bad car wreck a month ago and she has been left with several bad injuries and now will be blind for the rest of her life.
I live in Athens Alabama I'm just hoping someone can help me.Go to HUD.org and click on your state. You can also contact Habitat for Humanity.
Try this very helpful federal government site:
www.disability.gov/
