There are times when household repairs just can not wait until you have the money to complete the project. This guide is about finding home repair help for low income families.
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Here are questions related to Finding Home Repair Help for Low Income Families.
My mom and dad live on a very strict social security budget. Their floors in their small home are falling down, the pipes are old and run. They need some help really badly. They can't afford much and I can help work, but not much money to pay out for someone to repair their home. Any help that they can get would be very welcome. They are 80 and 81 years old. Is there any help available for them?
By Sharon from Paris, KY
By Lee Taylor 01/13/2011
I volunteer for a national charity called Love,INC. We do exactly what you are asking for! Here's a link to the website with locations in each state. Call the one closest to your parents. They'll be happy to help!
How do I find a program that assists with household repairs?
By Lee Taylor 11/12/2010
Here's a link to a great charity, Love INC ( In the name of Christ)
http://www.loveinc.org/our-work/locations/ They have branches all over the country. They handle home repair, car repairs, every sort of problem.
I have a home and it is in need of great repair. I don't have the money to pay for renovation and I would like to know if there is a free program on TV that I can enter or a company that will do it for free? I have 12 grandchildren and I would like for them to continue enjoying it with me. Some live with me. Will explain in great length. Thanks.
By Julia from Easley, SC
By Julia 06/13/2010
You say you have 12 grandchildren, some of whom actually live with you. Would your children be able to help you with these home repairs? My husband and I are very lucky to have four children who all have skills and abilities or capabilities that we no longer have, and they are quite willing to help us do anything. Sometimes all we have to do is ask.
Our home is "their home", and they are as interested in keeping it as nice as possible since they will all benefit from the sale of it after Papa and I no longer need an earthly home. But you do sometimes have to ask. They might know a lot, but I was never able to teach my four to be mind-readers.
I think many people are hesitant to ask their children for anything at all and this ends up hurting them in more ways than one. If they cannot help you for one reason or another, that's another matter, but we taught our 3 daughters and one son that charity begins at home and those words are to taken literally.
We have always helped them in every way possible, and vice versa, even the girls' husbands and our son's wife fit into that picture very well. That's just what families do and what it means to be a family.
I would like to see this country go back to being a "family oriented" civilization. It would take a big strain off all of us in the long run. We would not need such a big government with agencies for this or that and every little thing.
In addition to immediate family members, most folks have what we call an "extended family" which is a network of close friends who can be called upon when help is needed. We just need to remember that to "have a friend, we must be a friend". This is the way our country survived during the Second World War, and it would be wonderful to see those values come back into American lives.
I wish you the best Julia in Easley, SC
Julia in Boca Raton, FL
My mother needs her roof repaired, and has no money to fix it. Can someone help with this for free? She is 86 years old and lives on a fixed income. I live in California and can't help her. She is strong and will need to stay in her home for some years.
By Annie Rios Hill 09/25/2011
If your family has a service member or had one that has since passed. You may try to contact your local Veterans of Foreign Wars. They may able to help or have someone there who can do it at a low cost. I know one church here in Missouri helped with one for a senior.
I need help with my mom's house, it falling apart. She can't afford to have it fixed. She lets me and my kids stay here and I want to give her something back that she always wanted, her dream house.
By redhatterb 11/20/2013
I agree with Eggz about painting vinyl floors. When I was kid my late mother painted our living room, dining room and kitchen vinyl several times because we could never afford new. My mother did it on her hands and knees.
My sister Sheri lives in Nailsworth Glouster England. Sadly, my sis suffers very badly with huge mental health problems not helped by her lovely cottage falling into disrepair over the years. Currently my sis lives with no water, no heat, no kitchen, or bathroom, generally in the winter it is colder inside her home than outside. I have very little money and the task is now to big, as it is almost a renovation project. Sadly my sis is very suicidal and self harms, she is very clever, but work never seems to work out, often not getting paid and hence has been left in financial ruin. Does anyone know of an agency that can help her with repairs?
By Cara from Cirencester, England
My mom has entered a nursing home in Glenora, California and she left me her house. I'm not working at the moment. This house is very old, and needs a lot of repairs. I'm just about to get citations from the city of San Gabriel, and also have the health department after me. Can anyone help me please?
By Daniel R.
By cybergrannie 12/13/2013
hi - redhatterb gave an excellent answer so the only thing I can add is try some of your "local" web site like Craigslist as they have sections for questions like this.
Try to think "out of the box" to look for some help but most of your "help" is going be your own.
I am looking for help for my best friend and his mom. His mom is on disability and he is unable to work because he stays home to take care of her. They have a lot of incomplete home projects and the house is almost unlivable. There is no heat, no working stove pipes, they are old, and hot water barely works. I'm trying to seek help for them.
By Sandi 01/03/2014
There is most likely an energy assistance program close. We don't know where you live so it's hard to do any research. Here in Salem, OR we have this agency. They do fix ups on even mobile homes, but it sometimes means a wait.
If they are members of a local church, sometimes that is the fastest and easiest resource to get help. Try Habitat for Humanity not for a new home but for resources they have. Craigslist might help too, just because people often know of a need and they just come and help. If all else fails, perhaps a rental would be a nice new start. I hope these have helped.
By redhatterb 01/01/2014
If they are low income, there is a possibility that they could get help from a state/government organization. It goes by different names in different locations. Here in SD, in some of the towns it is called Opportunities for Independent Living(OIL), the town where I live it is called Independent Living Center. There is also an organization called Adult Services for Aging, their office is usually connected with the Department of Social Services (Welfare Office.)
This mother and son might be better off, if they could get a care giver to go into the home and care for the mother, so the son can work. I do know of several people here in SD that have had home repairs made by the first two organizations I mentioned. Some of these repairs have been in the $10,000 price range.
The only drawback is the people have to stay in the home for a certain number of years afterwards or pay back a certain amount of the cost of repairs. I assume the family has a social worker through the Department of Social Services, that would be the person to talk to about home repairs. That being said sometimes it is time to sell your home as is for whatever you can get and move into an apartment.
How can my mom qualify for roof repair? It will need to be done soon. The roofer went out today to inspect, as we need a roof cert for insurance purposes that she needs vs the one she now has.
The house was built in 1960 and needs new roof soon. If the roofer finds it needs repairs just to get her roof cert now or before 2-14-14, she might have to stay w/her same insurance company. This is not good. We found a better carrier, but they require the roof cert and that will cost!
Is there any help around for seniors on "fixed income". She's 81 yrs. old and a widow.
By SL from Visalia, CA
By Oneta Mutchler 01/25/2014
In Texas, I recently inquired about getting my house painted and windows repaired/replaced. There were options for many different cosmetic or badly needed repairs, paiting, depending on your needs. There is a section about paining homes, roofs replaced, all the way to plumbing repairs, electrical and etc. If you are low income you have to meet certain criteria to receive assistance.
In Fort Worth it goes through the City of Fort Worth and some are called "weatherization". There is another section about living arrangements for seniors.I found assistance information by putting in search "assistance for seniors with repairs, roofing and painting." That brought up several options to read for your own situation. Good luck, oredwine
We bought a house last year; we are a low income family of 5. We don't have the money to get our roof fixed or sewer. I was wondering what kind of help is out there. My husband is on disability and I am having a hard time finding a job since nobody is hiring.
We were trying to box in an old chimney you can say it collapsed and we had a friend get on the roof to fix it. He did a poor job, but it was free. We do have some leaks and we need help.
By Tanya 02/04/2014
Sometimes churches have programs for such things. Call some of your local churches and inquire.
Is there any one or place we can go to get help replacing our roof? We have very low income and my son has medical problems. We have no money to get it done.
By Karen Plett02/03/2014
I live in York County, PA and have the same problem. I found out that the York County planning commission has a program for people in our situation. It takes several steps in the process but if it works out it is worth it. It is basically a no interest loan that only comes due if you sell the house. They also provide the contractors. There is an option to use your own but they will have to bid with the others to qualify. Hope this helps! Google stuff in your area for your county's planning commission.
By redhatterb 02/01/2014
I assume you have a social worker with the Department of Social services/Welfare Office. Talk to them, they should know about this nationwide organization that helps with things like that. It is called different names in different towns.
Several years ago, my sister had them do some repairs on her house, but you also have to stay in the house for a certain number of years or pay it back on a pro-rated basis. They also don't rush right in and do the repairs. You do have to meet income guidelines, and just because you feel hard up, doesn't necessarily mean you are.
How old is your son? I assume he receives Medicaid or disability. You should be keeping up with repairs that are needed while they are small, then it wouldn't be so hard to have the repairs made. I am so thankful I sold my house back in 1983 and have lived in apartments since then. When something needs to be repaired I call the manager and it gets taken care of. I didn't get rich selling my house, the proceeds after paying it off had to be split between my ex-husband and myself.
I am a pre-k teacher in South Dakota, living way below the low income line. My roof is in desperate need of repair. I have water coming in. I have a great credit score which allows me to apply for any loan I want, but I can not afford any extra payments a month due to my tight budget.
I'm already selling off my personal belongings just to make payments on my winter utilities. I was hoping to find some kind of grant or organization that helps with free roof repairs. I'm so lost on what I can do to fix this huge problem before it gets any worse. Please help me!
By Ms. J
By Gloria Z 02/09/2014
Try Habitat of America call & ask them for help.
I own my own house, have a low income and a disabled son, and we need a new roof. I have not got the money to have it done. I can't get loans for it do. Does anyone know who I can get to help me?
I live in Mt. Sterling Kentucky. I am low income, live on fixed income. Is there help for this?
By redhatterb 02/08/2014
Depending on your age and whether or not you are disabled all states have an organization that will help low income people with home repairs. You do have to qualify income wise. Just because you feel low income doesn't mean you will be considered low income. This organization is called different things in different states and even in different cities in the same state.
Where I live it is called the Independent Living Center and 200 miles away it is called Opportunities for Independent Living (OIL). There are many other names for it. If a person qualifies they do have to wait to have the repairs done until somebody is available to do them. That being said I know there are requirements as to how long a person has to stay in the home after the repairs have been made(year wise).
If a person leaves the home before that time is up, they have to pay off the repairs in pro-rated manner. If you are low enough income to have a social/welfare worker talk to that person about it. Also if you have a pastor talk to them about it. Sometimes they will take up a special offering for a needy member of the congregation.
I live on $700 a month SSI. My trailer is completely falling apart. I have tree limbs falling on the top, so I have holes in my roof. I have windows that are leaky. I have vents for the heat, but only two work because of raccoons and other animals.
I desperately need energy efficient doors and windows with screens put in here, so I can afford my bills. My power bill has been $400 a month. I have emotional issues. I'm on nine medications. Medicaid only pays for four, and so five of them have to come out of my pocket. Anyone know where I can find an agency or organization that can help? Thank you.
By Donna M.
By susan 02/17/2014
I had a friend in this position; her trailer was too far gone to be fixed. She applied for and got an apartment for low income, disabled, or senior housing. In out state, the Housing Authority takes care of this.
My house has no heat and no insulation under it. It was built in 1983. I am disabled and low income. Is there a program or a government grant I can get for a coal or wood burning stove? LIHEAP is always out of funds in my are. I live in Prestonsburg, Kentucky. The weatherization people were here last year, but never came back. I qualify for wall heaters, but they are always out of money also. Can anyone help me or am I going to have to move?
By Gloria Z 02/22/2014
I think you mean your basement isn't heated and it's not insulated as well. You should contact your Village Town Hall & ask for the phone number to the Senior Services Dept. As for LIHEAP I get it all the time the secret is to get the date from your Senior Service Dept. as to when the next enrollment date is and when to call them for an appointment to apply for it. Sounds like whoever is responsible for doing this hasn't done that. Try it and see.
I own 1979 trailer house. It needs some floors replaced. The windows are getting bad, and the frame around the front door is getting weak. Not sure what to think. Both my wife and I are on disablitiy and can not afford payment on a new trailer house.
By Delmar S. from Alliance NE
By Sandi 02/28/2014
This is what I got when I googled energy assistance Nebraska https://www.google.com/#q=energy+assistance+nebraska. They are a good place to start. In most states, if you have Native American blood in you you don't have to wait as long. I don't know about Nebraska but it is that way in Oregon. If you also know anyone from church, community centers, or the local Habitat for Humanity, they can help, too. I hope that helps.
My father bought a burned down property across the street about 4 years ago. He told me recently that if my wife and I wanted the property, we could buy it for the $1,000.00 he paid for it. It sits on 3/4 acre. Everything is burned down except the bricks and 20% of the frame. My wife and I would love to rebuild this house, and make it our home. Any suggestions on any grants for our situation?
By Terry from Webb, MS
I don't know about grants. Aren't those taxpayer funds? It doesn't seem right for taxpayers to pay for someone else to build a home when they are paying off loans on their own homes. However, there are loans available to build homes. You are paying an excellent, low price for the land, which means that you don't have to take out a loan for that. You can contact local builders/contractors; they often either have their own financing or they can recommend some.
Contact your local credit union as well. They probably have a great low-interest loan program. You don't have to be a member now; you can join then apply for the loan. I'd stay away from banks though; they are not the best place to get mortgage loans.
If you are allowed to put a mobile on the property (you may not be; you'll have to check), you can get fabulous manufactured homes for a fraction of the cost of a site-built home. Financing is available on those as well.
You could use the bricks for all kinds of things: a brick wall/fireplace in the living room; a brick patio/walkway; a brick wall to set off a garden; the possibilities are limited only by your imagination.
I didn't know if any of the organizations you would know of help young families repair their homes. I have a 1 year old and 1 on the way I don't have the money to fix my roof. My pipes are all bad, the floors are weak, and my siding is gone. I just don't know what to do. Any help would be great :(
By Martha S
By cybergrannie 03/07/2014
I would like to add - redhatterb has an excellent point about contacting Habitat but their program is not for everyone as you do have a thorough evaluation before they agree to help you.
I work with Habitat and theirs is not a "give away" program like so many other organizations.
My friend's partner was diagnosed with a brain tumour on Christmas eve. She had to leave work to look after him. He has had it removed, but has lost movement on his right side. They were part way through some house improvements. They have wires hanging from the ceiling in their bathroom, they currently have no income as the job centre has messed up their claim. They have had a flood in the living room ruining their wood flooring, the cat turned the grill on and there is smoke damage in the kitchen. Their luck is dreadful and they need help. What can I apply for, to nominate them?
By Frugal Sunnie 01/23/2013
Are they in council or other social housing? If so, the council or authority may have funds to help.
As a brain tumour is usually a cancer, the wonderful cancer charities might also be a source of assistance, try looking into MacMillian Cancer Support and Cancer Research UK. Both sites offer resources, links to other organisations, and forums for carers and patients-it may be one of those forums will provide a place for your friends to find some help getting their reno finished, and will certainly help with emotional support during this extremely difficult time.
Is your friend registered as a carer? Carers get an allowance once registered and the income can be quite helpful making ends meet.
The couple might consider a free listing on their local GumTree asking for help, too. You would be surprised how many joiners and builders are willing to volunteer their time to help people who've hit a rough patch.
I'm in Scotland; your post doesn't say where in the UK your friends are, and resource links are different between Scotland and the rest of the UK which is why I'm not posting any links. Run a search using the term 'carer benefits (and the name of your county or country), for example: "carer benefits scotland" and "free renovation assistance scotland" to try bringing up some links in your search engine.
Good luck to you in your search and to your friends!
We are in desperate need of a new roof. We have no money. We can see daylight through our bedroom ceiling. We are 65 years old and on SSI disability, have no credit, and no money. Our roof fell in in our bedroom. Since we can't afford a new roof and no one will give us credit, does anyone know of a resource for house repairs for low income individuals? I was not able to upload a photo.
By Chas and Barb
By Joan 09/16/2011
I just heard on the evening news that our local Habitat For Humanity has started doing some minor home repairs. What they were showing was homes being painted, things like that. So far they have done 50 homes, this summer and fall. You could also call the pastor of your church, he might know of people in the church that could help you out. Do you have any family that could help you. Most likely instead of getting a whole new roof, you would probably get patches. You can also call 211, this is a nationwide organization that keeps a list of various non-profit groups that help people with various things or can help you find places that will help. There is also a program called Adult Services for Aging, located with the Department of Social Services, they might be able to give you some helpful advice. If you have a social worker they might even have some ideas.
My name is Pam. My husband, Jackie has renal cell carcinoma and has had brain surgery, both lower lobes of lungs removed and a kidney removed. Our house is falling apart and roach infested. We have custody of our 10 year old granddaughter and barely getting by. My parents live next door, but they are 88 and 85 and I help with them also. I'm 57 and in desperate need of help. We have no where to turn. Please help or advise me on finding help with repairs, if possible. Thank you.
By Pamela from Clarkton, MO
By Deborah Weightman06/05/2013
this url is for help with home repairs for low-income people in Missouri
My home was damaged in a house fire; I had no insurance on it. My mother is dying and I can't work a job because I'm taking care of her in her last days. She's 89 years of age and I hate having to keep moving her from place to place. I really need some help in fixing up my home.
By Sandi 08/16/2011
I always find it interesting that those who's advice is more pragmatic and less friendly than helpful don't sign their names when they post. Perhaps these folks don't belong to a church? Not everyone does. And yes, there is free home repair. Suggesting HUD is 3 years minimum, and most likely this lovely lady will have no further need for a home by then.
I would come over with a hammer and nails if I knew where you lived, but short of that, here is a link from Google that I simply put in "free help after a fire" and got this one that I think might help.
If the local paper or news station can help, I would make my plight public, that is when things get done and people step up to help. I wish you all the best of luck and you have my condolences as to your mom. No one should leave this world without a roof over their heads and someone to care for you...one thing she needs and the other she has. You, bless you for that.
Sandi/Poor But Proud
My husband and I are caring for our 2 grandkids and the DFS just came and took them to foster care due to the fact that we can't afford repairs and remodling on our house. My husband is not in good health and the house is over 100 years old.
By cathy333 06/22/2013
You might also check with your city of county offices. Sometimes they have home rehabilitative programs.
I live in Jax Florida. My sister is a disabled senior who just started getting Social Security. We have tried all the local and state agencies. She needs her roof replaced. Even the rafters are bad! Nobody seems to be able to help.
Can anyone help us?
By deana0123 from Jax, FL
By Patricia Nicholas 05/22/2013
Check with your local Habitat for Humanity, they don't just build new homes they often rehab homes. Here is the Jacksonville, FL website: http://habijax.org/