There are times when household repairs just can not wait until you have the money to complete the project. This guide is about finding home repair help for low income families.
Here are questions related to Finding Home Repair Help for Low Income Families.
Is there any one or place we can go to get help replacing our roof? We have very low income and my son has medical problems. We have no money to get it done.
By Karen Plett02/03/2014
I live in York County, PA and have the same problem. I found out that the York County planning commission has a program for people in our situation. It takes several steps in the process but if it works out it is worth it. It is basically a no interest loan that only comes due if you sell the house. They also provide the contractors. There is an option to use your own but they will have to bid with the others to qualify. Hope this helps! Google stuff in your area for your county's planning commission.
By redhatterb 02/01/2014
I assume you have a social worker with the Department of Social services/Welfare Office. Talk to them, they should know about this nationwide organization that helps with things like that. It is called different names in different towns.
Several years ago, my sister had them do some repairs on her house, but you also have to stay in the house for a certain number of years or pay it back on a pro-rated basis. They also don't rush right in and do the repairs. You do have to meet income guidelines, and just because you feel hard up, doesn't necessarily mean you are.
How old is your son? I assume he receives Medicaid or disability. You should be keeping up with repairs that are needed while they are small, then it wouldn't be so hard to have the repairs made. I am so thankful I sold my house back in 1983 and have lived in apartments since then. When something needs to be repaired I call the manager and it gets taken care of. I didn't get rich selling my house, the proceeds after paying it off had to be split between my ex-husband and myself.
I am looking for help for my best friend and his mom. His mom is on disability and he is unable to work because he stays home to take care of her. They have a lot of incomplete home projects and the house is almost unlivable. There is no heat, no working stove pipes, they are old, and hot water barely works. I'm trying to seek help for them.
By Sandi/Poor But Proud 01/03/2014
There is most likely an energy assistance program close. We don't know where you live so it's hard to do any research. Here in Salem, OR we have this agency. They do fix ups on even mobile homes, but it sometimes means a wait.
If they are members of a local church, sometimes that is the fastest and easiest resource to get help. Try Habitat for Humanity not for a new home but for resources they have. Craigslist might help too, just because people often know of a need and they just come and help. If all else fails, perhaps a rental would be a nice new start. I hope these have helped.
By redhatterb 01/01/2014
If they are low income, there is a possibility that they could get help from a state/government organization. It goes by different names in different locations. Here in SD, in some of the towns it is called Opportunities for Independent Living(OIL), the town where I live it is called Independent Living Center. There is also an organization called Adult Services for Aging, their office is usually connected with the Department of Social Services (Welfare Office.)
This mother and son might be better off, if they could get a care giver to go into the home and care for the mother, so the son can work. I do know of several people here in SD that have had home repairs made by the first two organizations I mentioned. Some of these repairs have been in the $10,000 price range.
The only drawback is the people have to stay in the home for a certain number of years afterwards or pay back a certain amount of the cost of repairs. I assume the family has a social worker through the Department of Social Services, that would be the person to talk to about home repairs. That being said sometimes it is time to sell your home as is for whatever you can get and move into an apartment.
My sister is 61 years old and on disability. They shut her water off. She has water leaks. She owes a $300.00 water bill, but doesn't have the money to pay it. How can she get help? Thanks.
By Stephanie 02/18/2015
The utility company would be a great place to start. Many utilities (power, water, etc) offer assistance programs or other resources for people that have difficulty paying their utility bills. If not, they will know who might be able to help.
I have a home and it is in need of great repair. I don't have the money to pay for renovation and I would like to know if there is a free program on TV that I can enter or a company that will do it for free? I have 12 grandchildren and I would like for them to continue enjoying it with me. Some live with me. Will explain in great length. Thanks.
By Julia from Easley, SC
By Julia 06/13/2010
You say you have 12 grandchildren, some of whom actually live with you. Would your children be able to help you with these home repairs? My husband and I are very lucky to have four children who all have skills and abilities or capabilities that we no longer have, and they are quite willing to help us do anything. Sometimes all we have to do is ask.
Our home is "their home", and they are as interested in keeping it as nice as possible since they will all benefit from the sale of it after Papa and I no longer need an earthly home. But you do sometimes have to ask. They might know a lot, but I was never able to teach my four to be mind-readers.
I think many people are hesitant to ask their children for anything at all and this ends up hurting them in more ways than one. If they cannot help you for one reason or another, that's another matter, but we taught our 3 daughters and one son that charity begins at home and those words are to taken literally.
We have always helped them in every way possible, and vice versa, even the girls' husbands and our son's wife fit into that picture very well. That's just what families do and what it means to be a family.
I would like to see this country go back to being a "family oriented" civilization. It would take a big strain off all of us in the long run. We would not need such a big government with agencies for this or that and every little thing.
In addition to immediate family members, most folks have what we call an "extended family" which is a network of close friends who can be called upon when help is needed. We just need to remember that to "have a friend, we must be a friend". This is the way our country survived during the Second World War, and it would be wonderful to see those values come back into American lives.
I wish you the best Julia in Easley, SC
Julia in Boca Raton, FL
How can my mom qualify for roof repair? It will need to be done soon. The roofer went out today to inspect, as we need a roof cert for insurance purposes that she needs vs the one she now has.
The house was built in 1960 and needs new roof soon. If the roofer finds it needs repairs just to get her roof cert now or before 2-14-14, she might have to stay w/her same insurance company. This is not good. We found a better carrier, but they require the roof cert and that will cost!
Is there any help around for seniors on "fixed income". She's 81 yrs. old and a widow.
By SL from Visalia, CA
By Oneta Mutchler 01/25/2014
In Texas, I recently inquired about getting my house painted and windows repaired/replaced. There were options for many different cosmetic or badly needed repairs, paiting, depending on your needs. There is a section about paining homes, roofs replaced, all the way to plumbing repairs, electrical and etc. If you are low income you have to meet certain criteria to receive assistance.
In Fort Worth it goes through the City of Fort Worth and some are called "weatherization". There is another section about living arrangements for seniors.I found assistance information by putting in search "assistance for seniors with repairs, roofing and painting." That brought up several options to read for your own situation. Good luck, oredwine
My mother needs her roof repaired, and has no money to fix it. Can someone help with this for free? She is 86 years old and lives on a fixed income. I live in California and can't help her. She is strong and will need to stay in her home for some years.
By Annie Rios Hill 09/25/2011
If your family has a service member or had one that has since passed. You may try to contact your local Veterans of Foreign Wars. They may able to help or have someone there who can do it at a low cost. I know one church here in Missouri helped with one for a senior.
My mom and dad live on a very strict social security budget. Their floors in their small home are falling down, the pipes are old and run. They need some help really badly. They can't afford much and I can help work, but not much money to pay out for someone to repair their home. Any help that they can get would be very welcome. They are 80 and 81 years old. Is there any help available for them?
By Sharon from Paris, KY
By Lee Taylor 01/13/2011
I volunteer for a national charity called Love,INC. We do exactly what you are asking for! Here's a link to the website with locations in each state. Call the one closest to your parents. They'll be happy to help!
My husband and I are caring for our 2 grandkids and the DFS just came and took them to foster care due to the fact that we can't afford repairs and remodling on our house. My husband is not in good health and the house is over 100 years old.
By cathy333 06/22/2013
You might also check with your city of county offices. Sometimes they have home rehabilitative programs.
My name is Pam. My husband, Jackie has renal cell carcinoma and has had brain surgery, both lower lobes of lungs removed and a kidney removed. Our house is falling apart and roach infested. We have custody of our 10 year old granddaughter and barely getting by. My parents live next door, but they are 88 and 85 and I help with them also. I'm 57 and in desperate need of help. We have no where to turn. Please help or advise me on finding help with repairs, if possible. Thank you.
By Pamela from Clarkton, MO
By Deborah Weightman06/05/2013
this url is for help with home repairs for low-income people in Missouri
My mom has entered a nursing home in Glenora, California and she left me her house. I'm not working at the moment. This house is very old, and needs a lot of repairs. I'm just about to get citations from the city of San Gabriel, and also have the health department after me. Can anyone help me please?
By Daniel R.
By cybergrannie 12/13/2013
hi - redhatterb gave an excellent answer so the only thing I can add is try some of your "local" web site like Craigslist as they have sections for questions like this.
Try to think "out of the box" to look for some help but most of your "help" is going be your own.
We are in desperate need of a new roof. We have no money. We can see daylight through our bedroom ceiling. We are 65 years old and on SSI disability, have no credit, and no money. Our roof fell in in our bedroom. Since we can't afford a new roof and no one will give us credit, does anyone know of a resource for house repairs for low income individuals? I was not able to upload a photo.
By Chas and Barb
By Joan 09/16/2011
I just heard on the evening news that our local Habitat For Humanity has started doing some minor home repairs. What they were showing was homes being painted, things like that. So far they have done 50 homes, this summer and fall. You could also call the pastor of your church, he might know of people in the church that could help you out. Do you have any family that could help you. Most likely instead of getting a whole new roof, you would probably get patches. You can also call 211, this is a nationwide organization that keeps a list of various non-profit groups that help people with various things or can help you find places that will help. There is also a program called Adult Services for Aging, located with the Department of Social Services, they might be able to give you some helpful advice. If you have a social worker they might even have some ideas.
My husband died in 1999, and he left me a 80 year old home. The floors are caving in, and the walls are busted. The roof is falling in and it's raining in the house and all I can do is pray. I've tried fixing it myself but all I can do is live in it because I have no where else to go. Can you please give me some advise?
By norma (Guest Post)07/06/2008
Obtain a reverse mortgage, look for information on internet.
I didn't know if any of the organizations you would know of help young families repair their homes. I have a 1 year old and 1 on the way I don't have the money to fix my roof. My pipes are all bad, the floors are weak, and my siding is gone. I just don't know what to do. Any help would be great :(
By Martha S
By cybergrannie 03/07/2014
I would like to add - redhatterb has an excellent point about contacting Habitat but their program is not for everyone as you do have a thorough evaluation before they agree to help you.
I work with Habitat and theirs is not a "give away" program like so many other organizations.
Is there any help for people who need work done on their home, but can't afford it? Two windows are broken. I have tape on them. The front has cracks and rain and cold air blow through. Front window leaks when it rains. Heating ducks are away from floor, so some heat blows on the ground. Our heater some times doesn't work.
Where we live there is no help for us, because they say my husband works. Yes, but not enough to pay bills, buy food, and fix our home. I have to go back and forth to the doctors and that takes gas. It costs us 80.00 a week in gas, but they don't count that. Is there help somewhere?
By Barb L.
By Sandi/Poor But Proud 08/20/2014
All the answers are good ones. You didn't mention where you live. Here in Salem OR, we have an energy assistance program. If you have one in your town, it's a good place to start.
The windows can be replaced fairly cheap. But in the mean time, get some low cost plastic at the local Walmart. It's in 5' wide rolls and you cut off as much as you need, so a yard (aprx. 2.97 per yard) would be 15 square feet. Cut some about 3" larger around and fold it over one, stapling or thumb tacking to the frame if it is wood, to the wall if it is metal. You can also tape it with good quality clear tape. The plastic can be purchased in mil' thickness, so the higher the number the thicker the plastic.
The vents are away from the floor? Get some foam from the local hardware store, and when you go in tell the employee what you are doing with it and they will be able to help.
If you live in a mobile home, your belly board, the band of metal sheathing that holds your floor insulation in place, might be gone or damaged by critters. See if that can be replaced by a friend/church member, etc. Then, if you can't afford insulation, see if someone can donate some baled hay. I know it sounds funny, but if you line the underside of the mobile with that, then put the skirting back on, you will be amazed at how much that helps.
Simple things like expanding foam insulation around pipe openings, exterior cracks in the walls, and such can keep your heating costs down. Go to a local thrift shop and get 2 or three radiant heaters. See the photos enclosed. They run on circulated oil, so they are never a fire hazard and can be used when your furnace isn't working. They are on wheels so easily move from living room to bedroom, but I find they are cheap enough used to have 2 or 3. I find them for 15.00 in most places, and brand new, they are only 30.00.
Here in Salem, if you are Native American, there is no waiting list. It might be the same in your state.
I wish you luck and I hope these tips have helped.
My husband and I were handed my family home after a few years of my great grandmothers passing. We were struggling to pay rent and bills. As far as we knew the home was in decent condition with only minor repairs to be done.
As we soon discovered, after putting what money we had into it, there was more to be done than we could afford. We had to move in with family after draining all our money into repairs. We had no way to get another rental.
We own this home and it does mean a lot to me I grew up there but more immportantly its our only home to live in. Staying with family and friends with 3 kids is just not possible for much longer.
My question is is there any resources possibly out there to help us. We have had people breaking in constantly and numerous people in there and just damaging it more and more we have changed the locks dozens of times and screwed all the windows shut, but that hasn't stopped them from breaking the glass. Please can someone help?
By cybergrannie 07/22/2014
It is nice to "own" a piece of land right now. Most on this site would not know where you live or even if you live in the US so it is kinda difficult to even give suggestions.
I also believe there are many on this site that are in financial situations comparable to yours (or worse?).
I generally assume that questions are from the US. That said, you do not say anything about your ages, your general health, if you are both working, or the ages of the children. These four factors will make a lot of difference when you are seeking "free" help.
Sometimes it is possible to get a loan to make repairs and generally repayment would be less than rent. Have you tried your local church? There may be someone there that can give you advice on where to seek help. Try senior service centers for information.
Habitat sometimes help "qualified" families with repairs. They also may be able to offer advice.
If you are receiving food stamps or other assistance you may be able to discuss your situation with this office. They may not help but it appears you should be trying everything.
Free help and materials may not be available to able bodied adults but you may be able to find someone that can help you if you furnish materials. If you are currently living (rent free?) with relatives maybe you have money to help with materials?
In my county there are "homeless" shelters that sometimes offer free living quarters to families for a short period of time - Look for places that offer free lunches and give them a visit. They should have some suggestions also.
I hope you are able return to "own" home soon.
My dad has kidney failure. We're a small family of 5; including me, my sister, and brother. Dad has no job as he is on dialysis. Mom is working to make ends meet and I have my own debts and two kids. My brother and sister make minimum wage and the house is falling apart. Is there any organization that can help?
By Sandy 04/29/2014
I was also going to suggest the church also. I am sure there are Christians there that will help you, and if there are able-bodied people living there they can help with the repairs. Sometimes people just don't know how to make the repairs and they fear making it worse, or starting and not being able to finish them. Also, the cost of materials is prohibitive. We have a place here in Pittsburgh and it's called Construction Junction. They have everything there, very reasonably priced. I am sure if you contact your area on aging, and the social agencies in the blue pages of the phone book, you will find help. And you'll probably learn so much!
My father bought a burned down property across the street about 4 years ago. He told me recently that if my wife and I wanted the property, we could buy it for the $1,000.00 he paid for it. It sits on 3/4 acre. Everything is burned down except the bricks and 20% of the frame. My wife and I would love to rebuild this house, and make it our home. Any suggestions on any grants for our situation?
By Terry from Webb, MS
By Tamara L. J.03/22/2014
There's a website called, "go fund me", maybe you could hit up your facebook community or something.
I live in San Lorenzo, California. I am looking for some type of help to fix up the house I am living in. It is not mine, it is my fiance's grandmother's. She is 81 years old and lives here as well. I have a 3 year old and one on the way and I cannot stand the thought of us living in this house anymore, but we have no where else to go.
The biggest problems are: we have are cockroaches, rats, mice, mold, and termites. Also, the pipes are so bad that the walls shake and the smell that comes from them is so bad it smells like something died. There are many other problems with this house, but those are the important ones. I wish I could just pack up and leave, but unfortunately that is not an option. Is there any way we can get help to take care of these problems? As it is we barely have enough money to pay for bills and buy food. These problems are only going to get worse if we don't find a way to fix them. Thank you.
By Danielle R.
By Abigail A. 03/22/2015
Where are you getting your money? Are you all living off the grandmother's Social Security, or does your fiance have an income? How do you plan to provide for another child?
I agree no one should be living in this house. Is there anywhere else the grandmother can live, perhaps with a relative? If so, she needs to go there. Maybe the house and lot can be sold for just enough to get her into a retirement community or condo. Obviously no one there has the money to have it completely exterminated, have the mold removed, the pipes fixed, and all the other repairs it probably needs.
As for you, you have two children, so you will need some source of income. Your fiance obviously can't support himself, and you and your children, and you cannot bring up your children in a home that has mold, roaches and rats. This is especially dangerous for an infant.
I'm assuming the father, or fathers, aren't paying child support. Is there any way to track them down? Are they unemployed?
You chose a bad time to bring two small children into this world. You don't have a healthy or safe home for them or the money to care for them. You aren't actually married to your fiance yet. And even if he does marry you, he doesn't have the same responsibility to your children as a biological father would, unless he is the father of both kids. And if he is, you must have been aware that he was unable to support them financially.
I'm really not sure what you're going to do about this, but I do know that the grandmother needs to find alternate living arrangements as quickly as possible. This can make her health go downhill fast. And obviously a newborn infant cannot live there.
I am a single mother of two and have a bad sewage leak under my house in need of repair. There is a lot of water under my house that is on the ground. It has caused my floors to rot out that are now caving in in two bedrooms and the kitchen.
It also has allowed mosquitos to breed under my house. They come inside and are biting my family. I am in desperate need of some help for my home and my family. Is there anyone that can help me?
By Michelle W. from Port Allen, LA
By cybergrannie 01/04/2015
It seems you may be asking for financial "help" from Thrifty community members so undoubtedly you do not realize that most of us are just trying to make ends meet and save a little for repairs when the time comes.
The first question - do you own the house?
If so you can go to all the usual places (mentioned before) and apply for assistance but most likely - if the house is in this much disrepair - you will be informed to find another place to live as you are placing yourself and your children in danger by living under these conditions.
I do not believe you will find anyone that will do this much repair so maybe you should just be asking for housing assistance - ask for information at the same place you applied for your other "entitlements".
I am 62 and all my electrical is going out, including my overhead lights, ceiling fan, and a few plug ins. I only get Social Security ad cannot afford to pay too much. I am scared about fire. I am not sure if the landlord should fix it or me. I am buying a "rent to to own" home. I have been here for 5 yrs.
By Sharon from Fairmont, WV
By Dinah Ackerson 12/22/2014
Additional clarification and information:
If you signed an actual agreement with your landlord, if should have addressed exactly who is responsible for repairs, electrical, etc. If the agreement does not specifically state who is responsible for what, then the landlord should be responsible for the electric wiring and any other repairs, as well.
We need a new roof asap. My house insurance canceled us because we need a new roof. We are having financial difficulties; we are raising our grandchildren and funds are just not there. We are a deserving family who never gets assistance.
By sue killgore 10/27/2014
Most county and/or city governments have low-income help for people below a certain level of income where they will do emergency repair for you with little cost or interest, if any. Check with them first.
How can we get help with repairs? We are both on disability and do not have money to get things fixed.
By The Aunt 10/08/2014
If there is a local chapter of Habitat for Humanity, they may be able to provide help with the repairs.
I have a friend whose house needs complete remodeling, roof, plumbing, dry wall, etc. I feel that her home is not a safe place. She is on disability and she is not physically or financially capable of doing any of the work. She has no family to call on.
By redhatterb 08/08/2014
The thing with getting into Section 8 housing/low income housing is, depending where you live there is usually quite a long waiting list. Where I live it is roughly five years.
I am on Social Security Disability, I had signed up for a home improvement grant 6 years ago with my Neighborhood Community Development Association. I just received a notice in the mail stating that if I had a bankruptcy that was not discharged that I would no longer be eligible for the home repair grant. I signed up for the grant in 2008 of March. I have been waiting for this grant for almost 6 years, I had to file for a bankruptcy 2 years ago because my husband lost his job. I was also told that I couldn't put in another application until my bankruptcy has been discharged for a full year. Does this mean that I have to wait another six years just for me to be the next one on the list? Or can someone tell me if I can contact a government official on this matter?
By cybergrannie 03/29/2014
You will have to contact the association that you are applying to for answers to your questions.
All states and counties have different rules and regulations for this sort of thing.
I need help with my mom's house, it falling apart. She can't afford to have it fixed. She lets me and my kids stay here and I want to give her something back that she always wanted, her dream house.
By redhatterb 11/20/2013
I agree with Eggz about painting vinyl floors. When I was kid my late mother painted our living room, dining room and kitchen vinyl several times because we could never afford new. My mother did it on her hands and knees.
My home was damaged in a house fire; I had no insurance on it. My mother is dying and I can't work a job because I'm taking care of her in her last days. She's 89 years of age and I hate having to keep moving her from place to place. I really need some help in fixing up my home.
By Sandi/Poor But Proud 08/16/2011
I always find it interesting that those who's advice is more pragmatic and less friendly than helpful don't sign their names when they post. Perhaps these folks don't belong to a church? Not everyone does. And yes, there is free home repair. Suggesting HUD is 3 years minimum, and most likely this lovely lady will have no further need for a home by then.
I would come over with a hammer and nails if I knew where you lived, but short of that, here is a link from Google that I simply put in "free help after a fire" and got this one that I think might help.
If the local paper or news station can help, I would make my plight public, that is when things get done and people step up to help. I wish you all the best of luck and you have my condolences as to your mom. No one should leave this world without a roof over their heads and someone to care for you...one thing she needs and the other she has. You, bless you for that.
Sandi/Poor But Proud
My parents had a fire a year and a half ago. My father is disabled and my mother helps my father. They didn't have insurance and are living on the bottom part of the house. The top is completely damaged. What options do they have to help them?
By Abigail A. 03/02/2015
They need to get a repair estimate from a trained professional. If the frame of the house is damaged, the house could be unstable. You wouldn't want the top part of the house collapsing on your parents.
There's more to consider here than just "handyman" work. There's also plumbing, electrical wiring, etc. Everything must be done up to code, not just done "well enough."
If the cost of the repairs is more than your parents can afford, they'll need to consider selling the house just for the lot. The house itself will either be repaired by the new owners or razed. Obviously this won't pull very much money, but it may be the only option, so be prepared to help your parents get set up in a handicapped accessible apartment.
Finally, they'll need a visit from a financial planner. They'll need to plan for their remaining years and will need to know what they should have on hand for spending money, plus how much emergency money they need to have saved, what types of accounts to own, what insurance they really need and don't need, and so forth.
Is there a state funded program to help me replace the skirting on my mobile home? I am 70 yrs of age and don't want to lose my home. I can not afford to replace the skirting.
By Rose Anne Hutchence 02/28/2015
Please look into volunteer organizations? I don't know how big your city is, but I'm hoping you'll find retired gents who are handy with tools who'd like to help out. You might be asked to pay for materials. Up here, in Calgary (Canada), seniors exchange services. My Dad, a very handy guy, loves to help out and gets a loaf of home-made bread or batch of cookies for his time and expertise.
Also look into something called Habitat for Humanities? They build homes for the homeless but might also have something along the line of what you need.
Wishing you every success,
I am almost 70 years old and have a bad water leak and need assistance in getting it fixed. The plummer says 1000 and I have to pay half which is 500.00. I am very upset, I am retired and don't have that kind of money. I can make payments on the other 500.00. What can I do, there is no way to flush the toilet, no way to take showers, or wash clothes, or dishes. I need help badly my nerves are shot.
By Frances K
I don't know if you belong to church, but perhaps it could help: They must have a plumber, right?
My mom and dad, have been living on church property for 25 years. They really need a renovation. How could they get help? My dad is on disability; would that help? They need major repairs done.
By Felicia I.
By cybergrannie 01/04/2015
I believe most agencies will not offer any assistance as your parents do not "own" their home - undoubtedly the church owns the home and property. The church has the responsibility to maintain their property so they are the ones who would have to ask for assistance with repairs.
Do your parents live "free" on this property? If so, then repairs by your dad may have been included as part of the "rent" of the house.
From my church experiences housing is furnished for varying reasons so we have no way to know what the original agreement was. But - 25 years!! Looks like some repairs would/could have done along the way.
I know you probably don't help with what I am in desperate need of, but I am just hoping that someone can help me find the right club or organization to help me. For years I was in the position to help others and trust me I did, from helping people in a tri-plex that was burnt to the ground get back on their feet with doing the leg work for them to paying people's insurance and giving food, you name it if I could help I did.
Now I am on disability living month to month on a shoe string budget and can't seem to find anyone to help. I have a hole in my roof and a few more really bad spots and am in desperate need of a roof. My kids said they would help and could help with a few hundred, but they are not rich either. I paid my house off to be able to make it on my disability income and it's a nice doublewide. But if I don't get this fixed asap it won't be nice anymore.
I can't afford payments of anything more than 50.00 a month. I don't have TV or internet at home because I live on that tight of a budget. I called a roofer and he looked at it and said he could do it for 3000.00. Who has 3000.00 these days? When I was working sure no problem. I don't qualify for grants because I am not 62 or older. I am only 49. I live by myself and have no clue where to turn for help.
I make 1230. a month and my medicare is taken out of that and so is my car payment, insurance, cell bill, power, water, garbage, medicine, doctor visits, gas, and food. Please if some knows of anyone that can help let me know.
By Wendy T
By cybergrannie 12/06/2014
I believe there are many people who would feel "blessed" to receive 1250 dollars per month on a regular basis. and have a home free and clear!
That said - where people live many times dictates their "normal" cost of living expenses. Also, the services people really need to survive are not also the same for everyone. Maybe you can reevaluate what you "need" and be able to cut some corners - but maybe not.
Are you presently putting that "extra" $50 per month in a savings account to go toward the roof repair?
Just for a start - maybe your children could help with covering your roof with one of the special tarps (made for this) that many hurricane survivors have used - some last for years. I had to do this after a storm - and it worked. I found my tarp at a farm supply store. I believe these may be the same tarps that used to cover/protect large stacks/rolls of hay from the weather.
Of course, this would only be a temporary fix but it may save your home until a better solution is found.
Many agencies like the Salvation Army have lists of people to contact for getting help in all kinds of situations. Your local church may be able to help or may help you find someone who can help. You may find that you are too "well off" for some of these agencies but they may be able to help you find a way to finance the repairs.
It is no longer safe for my aged ill mother to live alone. I am going to bring her home with me, but I need extra space for her to live with me comfortably. She is on SSI and I receive disability. Would you please give me some info on how I can receive help?
By Theresa O. from Richmond, VA
By cybergrannie 12/03/2014
I believe it will be very difficult to get help building/adding a room as that is a very expensive item.
You may have to rearrange your present living quarters to accommodate your mother. It seems that making this move will save a lot of money - removing the cost of living for your mother at her present location (rent/utilities/phone/extra food?). Also this move may save you gas money for fewer visits/combine food expenses (share food stamps?), and much more if you give it a lot of thought.
Maybe with the savings on these things you could afford to make a few changes to accommodate your mother.
I am a single mom with 2 young daughters and the heater in my house is broke. I need a new heater. It's 58 degrees in my house right now. How can I find programs that can help me get a new heater?
I live off of $210 twice a month and never have money to spare. I'm looking for work but am not having luck right now. My house is cold and I'm scared my pipes will start freezing soon. I am in need of serious help. I live in the northeast Philadelphia. Please if anyone can help please let me know.
By Tara M.
By Sandi/Poor But Proud 11/22/2014
As a former property manager, I don't advise boiling water. It will make mold faster. If there is absolutely no one who can help you buy a 48.00 heater from a dept. store, go to your local St. V's or Salvation Army and they will be able to help. This heater will heat your apt., if it's normal size which is about 600 sf...for less than any heaters you can buy.
If, like the poster said, this is a landlord problem, make your needs in writing and he will have just 24 hours to fix it. You have to have water, hot water, heat and the ability to power your home and all of those are his/her responsibility.
You obviously have power so if the heater doesn't work, it's up to him.
I am a low income widow in need of finding a grant to assist with roof repair. I am having very bad leaks.
By Scarlett O'Hara11/30/2014
If you are in the United States, apply for Energy Assistance. It is a national program, LIHEAP (Low Income Energy Assistance Program), which is administered by each state. Call 211 to find out where you would apply. I worked for them years ago, and know that there is a section on the application that asks if you need some type of help repairing your home, including the roof.
How get I get free help with home repairs? My husband died 17 years ago and I raised 4 children on my own. I work, but live pay check to pay check. It is hard get money for repairs.
By Mary A from Reading, PA
By Myrna 10/27/2014
You might try doing a favor for a favor. If you crochet or knit, sew clothes, you might barter your handiwork for someone else's that you are in need of having repairs to your home made without a lot of cost.
Last winter our heating bill ran almost 600 a month. We have insulated our home, but our windows freeze on the inside as well as the outside. We need to replace them, but I am disabled and my husband is 75 and we do not have the money to replace the windows or to pay 600 a month this winter. Does any one know where we could get some help.
By cybergrannie 10/16/2014
Windows are expensive to replace so you may not be able find someone to donate this type of material or the amount of work it takes to do the job.
You can search the Internet (Google - how to cover windows for winter or something similar). You will find all kinds of inexpensive ideas. Many people are in your situation and have to look for ideas they can do for themselves.
It is good that you are starting early so you will be able to try several solutions before the cold weather arrives.
I am a single mother of 2 and work full time and struggle just to pay the bills. My septic system is in desperate need of repairs. The house was built in the 1960's. Is there an assistance program for low income families that can help me with this?
By Bonnie R
By James Nithan10/13/2014
Post your job any contractor referral website, get quotes from local pros. Based on the submitted quotes you could select one.
I am disable and a senior citizen. My income is fixed and there is not enough money for repairs. How can I get help with repairs? Sewage spills over into neighbor's yard. The kitchen counter top is rotten and infested with bugs. Most of the drawers are broken and missing. The floor is uneven and many tiles are missing.
By Ms. Freddie
By Sandi/Poor But Proud 10/01/2014
Cybergrannie is right. We don't have enough information. If you are renting, then you shouldn't even be there and the house/apt. should be torn down.
If you are buying or have paid off the mortgage a while back, you can see out agencies that help. Good luck. You didn't include photos but my guess is no one wants to live this way.
I am disabled and have a daughter. I also have two step kids. I need help getting my bathroom fixed.
By Myrna 10/13/2014
Remove the old edging around the tub. Use bleach water to help remove mold; allow to thoroughly dry. You can buy at Family Dollar silicone to fill in around the tub edges and to smooth it out, wear a rubber glove and a soft cloth wrapped over the finger dipped in alcohol. Just a small amount of pressure is all you need do across the tub edges. This will give it a more finished appearance. Allow to dry the specified time. I would buy water sealer first before a final paint covering.
For the floors around the toilet, you can also add silicone beading and smooth out allowing to dry after replacing with tile/vinyl flooring. You can buy remnant vinyl pretty reasonable and if you choose the cheap stick on tiles at Family Dollar, then please use a quality glue on the floor first as these tiles do not hold up well alone. BUT, you can cut/score them to fit easily with scissors/knife which is a plus.
Just guessing from your photos; a small bathroom; the cost should be around $100 or more to complete. Family Dollar sells a lot of paint supplies reasonably priced too. In future, you really do need to come up with a solution to allow more air in the room after shower/bathing as it holds moisture in longer and doesn't dry out fast enough.
ALSO, you could apply remnant vinyl flooring to the walls about 36" or more tall from the floor and use the floor glue as long as you use your baking rolling pin to press out any air bubbles so the vinyl adheres well. Paint quarter panel wood strips and use panel nails to secure from floor to ceiling in every corner of the room. Can also use quarter panel strips along floor to help hold down the vinyl and give it a finished look.
After the walls are painted then add the molding trim against the top of vinyl if you choose to redo the bathroom walls like this. To learn more on the how to do, look up on youtube to get helpful tips along the way. It's really simple work you are doing, but if you've never done this before, it can be overwhelming. Give it a try what harm can you do? Just do it all in proper step procedure and enjoy the new look.
I am a single mother of a 7 year old and have one on the way. I live in a 2 bedroom 2 bath mobile home and there is just not enough room for all the baby stuff. I really need help building a room onto my mobile home for my new baby. Is there any help out there for low income families?
By Ashley W.
By weinerdog41 07/26/2014
I agree with the previous post in that you should be asking the fathers of your children for help, rather than asking a stranger to sacrifice his time and money.
I am a disabled grandma with a disabled 19 year old. I am low income, on disability and working. I need help to fix water pump or well? The water pumps then stops. I am living on my $1300 a month with 850 going to house payment, taxes, and insurance.
By cybergrannie 06/19/2014
redhatterb has given very good info. You could also talk to someone at your church as sometimes there are members who have skills/businesses that will help members.
1,300 dollars a month is a pretty good monthly income. Does this amount include your work wages?
Is this income from your disability, your grandson's disability, your "over 65" social security, and wages? Is it a fixed amount and not going to change? If so, you should be very thankful as you are blessed.
From your remarks it appears you are buying your home and not renting? Perhaps you bought when your income was at a higher level or, you made a decision to purchase more than you could easily pay?
It would seem that you may have to consider downsizing to more affordable lodgings as there is no way you can continue to pay this amount of money each month without assistance.
I feel sure you probably receive some type of "entitlements" such as food stamps and/or assistance for disability (you & your grandson?) but who knows how long our country can continue all of these programs? You should think long term and try to reduce your monthly outgo.
I know this may sound harsh to some people but I believe in self survival and we should keep looking for things and ways we can do toward being independent of others. I do believe in helping others that are in need but only after they have worked toward that goal themselves.
There are lots of people who really need assistance (and you may be one of those), but it does appear that you can do a little more toward helping your situation.
I hope you find someone to help you with your present problem but please start making plans for the future before you have future problems.
I have a small leak I think it is the hot water tank and need my small hallway painted. I am on Social Security.
I need help. Any suggestions?
By Ernesto S
By Sandi/Poor But Proud 06/05/2014
You mentioned your income but you didn't say if you were unable to paint. This sounds like a quick fix but the church tip is a good one. If not, you don't qualify for assistance for something this small. I would have your landlord (if you rent) fix the leak. Or, put towels under it and see if it is the HWH. If not, go from there.
I am disabled and take home less than 1300$ a month. I have a bathroom floor that is soft and a roof in the bathroom that is leaking. Where can I go for help? I do have a family, so I really need this repair done. Thank you.
By Sterling E.
Check with local civic orgs or churches - habitat for humanity - local tv stations - town hall - united way - lowes & home depot -211 or 311 info lines, etc. many communities have a day or 2 where volunteers get together to help those in need with chores and repairs and local businesses donate supplies. they are usually in the spring - so act quickly!
My house has no heat and no insulation under it. It was built in 1983. I am disabled and low income. Is there a program or a government grant I can get for a coal or wood burning stove? LIHEAP is always out of funds in my are. I live in Prestonsburg, Kentucky. The weatherization people were here last year, but never came back. I qualify for wall heaters, but they are always out of money also. Can anyone help me or am I going to have to move?
By Gloria Z 02/22/2014
I think you mean your basement isn't heated and it's not insulated as well. You should contact your Village Town Hall & ask for the phone number to the Senior Services Dept. As for LIHEAP I get it all the time the secret is to get the date from your Senior Service Dept. as to when the next enrollment date is and when to call them for an appointment to apply for it. Sounds like whoever is responsible for doing this hasn't done that. Try it and see.
I live on $700 a month SSI. My trailer is completely falling apart. I have tree limbs falling on the top, so I have holes in my roof. I have windows that are leaky. I have vents for the heat, but only two work because of raccoons and other animals.
I desperately need energy efficient doors and windows with screens put in here, so I can afford my bills. My power bill has been $400 a month. I have emotional issues. I'm on nine medications. Medicaid only pays for four, and so five of them have to come out of my pocket. Anyone know where I can find an agency or organization that can help? Thank you.
By Donna M.
By susan 02/17/2014
I had a friend in this position; her trailer was too far gone to be fixed. She applied for and got an apartment for low income, disabled, or senior housing. In out state, the Housing Authority takes care of this.
I am a pre-k teacher in South Dakota, living way below the low income line. My roof is in desperate need of repair. I have water coming in. I have a great credit score which allows me to apply for any loan I want, but I can not afford any extra payments a month due to my tight budget.
I'm already selling off my personal belongings just to make payments on my winter utilities. I was hoping to find some kind of grant or organization that helps with free roof repairs. I'm so lost on what I can do to fix this huge problem before it gets any worse. Please help me!
By Ms. J
By Gloria Z 02/09/2014
Try Habitat of America call & ask them for help.
We bought a house last year; we are a low income family of 5. We don't have the money to get our roof fixed or sewer. I was wondering what kind of help is out there. My husband is on disability and I am having a hard time finding a job since nobody is hiring.
We were trying to box in an old chimney you can say it collapsed and we had a friend get on the roof to fix it. He did a poor job, but it was free. We do have some leaks and we need help.
By Tanya 02/04/2014
Sometimes churches have programs for such things. Call some of your local churches and inquire.
I live in Jax Florida. My sister is a disabled senior who just started getting Social Security. We have tried all the local and state agencies. She needs her roof replaced. Even the rafters are bad! Nobody seems to be able to help.
Can anyone help us?
By deana0123 from Jax, FL
By Patricia Nicholas 05/22/2013
Check with your local Habitat for Humanity, they don't just build new homes they often rehab homes. Here is the Jacksonville, FL website: http://habijax.org/
My friend's partner was diagnosed with a brain tumour on Christmas eve. She had to leave work to look after him. He has had it removed, but has lost movement on his right side. They were part way through some house improvements. They have wires hanging from the ceiling in their bathroom, they currently have no income as the job centre has messed up their claim. They have had a flood in the living room ruining their wood flooring, the cat turned the grill on and there is smoke damage in the kitchen. Their luck is dreadful and they need help. What can I apply for, to nominate them?
By Frugal Sunnie 01/23/2013
Are they in council or other social housing? If so, the council or authority may have funds to help.
As a brain tumour is usually a cancer, the wonderful cancer charities might also be a source of assistance, try looking into MacMillian Cancer Support and Cancer Research UK. Both sites offer resources, links to other organisations, and forums for carers and patients-it may be one of those forums will provide a place for your friends to find some help getting their reno finished, and will certainly help with emotional support during this extremely difficult time.
Is your friend registered as a carer? Carers get an allowance once registered and the income can be quite helpful making ends meet.
The couple might consider a free listing on their local GumTree asking for help, too. You would be surprised how many joiners and builders are willing to volunteer their time to help people who've hit a rough patch.
I'm in Scotland; your post doesn't say where in the UK your friends are, and resource links are different between Scotland and the rest of the UK which is why I'm not posting any links. Run a search using the term 'carer benefits (and the name of your county or country), for example: "carer benefits scotland" and "free renovation assistance scotland" to try bringing up some links in your search engine.
Good luck to you in your search and to your friends!
How do I find a program that assists with household repairs?
By Lee Taylor 11/12/2010
Here's a link to a great charity, Love INC ( In the name of Christ)
http://www.loveinc.org/our-work/locations/ They have branches all over the country. They handle home repair, car repairs, every sort of problem.
I can't get insurance on my home until I put a new roof on it, but I cannot afford to do this. I am a disabled vet and have a limited income. Is there anywhere I can go to get help for this in South Carolina?
Thank you for your time.
I would try Habitat for Humanity. Good luck!
Is there any one or place in Greenville North Carolina where we can go to get help replacing our 6x9 bathroom floor that is sinking in?
By Rose from Greenville NC
By Dinah Ackerson 03/05/2015
You can contact the Better Business Bureau for accredited contractors in your area using this site:
http://www.bbb.org/raleigh-durham/a ... ry/general-contractors/greenville-nc
I've been told that I have a hot water slab leak. I'm disabled and live on a fix income. The plumners tell me it's going to cost anywhere from $1000 to $7000 to fix and replace the pipes. I can't afford this cost. Do I have other opions?
By PENNY K 03/05/2015
First, what is leaking? If you live in a large city their probably is an organization that your local social service would know of that does repairs for seniors or people of limited means. Or call a local church known for community work. They probably can think of something. Call Salvation Army or similar.
I need a new roof and I am very low income. My roof is in total disrepair. I have huge ice dams because of this. I am a single mother with three kids.
By Aileen M
By redhatterb 02/16/2015
Actually the fact that you are a single mother with three kids has nothing to do with your problem. You chose that life. When I got divorced in 1983 we chose to sell the house and split the profit. I opted to move into a rented apartment because I wouldn't have to worry about yard work, snow removal, and repairs. It is really nice to call management when something needs to be repaired. Maybe you should sell your house as is and move into a rental. IF you have a pastor talk to him/her. Sometimes they will take up a special offering for a member of the CONGREGATION. There might even be people in the congregation that can help with the repair and maybe even some that can donate some of the materials that are necessary. When the first repair was needed you should have had it taken care of right away. When you do that you have a chance of keeping up with repairs.
My grandfather who will be 80 later this year and is living on Social Security only is in need of some roof repair. My brother and I, with our spouses, have been trying to make the other repairs that are needed. I still have to save the money for painting the inside of the house. The roof caused a leak in the dining room over the table. It has gotten to the point that I and my brother can't keep making all of the repairs and I don't know what else to do. Even if I could get half of the roof done for now I would be ever so grateful. Where can we go?
By redhatterb 01/27/2015
There is a government funded agency that does home repairs for seniors and disabled people. The drawback is I can't tell you the name because I do know it has different names in different states and even different names in different cities in the same state.
You might try asking about Opportunities for Independent Living(OIL). If you Dad has a social worker/welfare worker they might know something about it. Otherwise start asking your State and Federal politicians There is a waiting list and it does go by income.
That being said, if you can get the repairs made by this organization, your Dad will have to stay in the house for a certain number of years or else pay back the money that was spend on the repairs, on a pro-rated basis.
Also from what I have heard, at least in the area where I live they don't do shingles, they do some kind of metal roof. I have been told that doesn't look as nice as shingles would, but it would be better than nothing. Otherwise speak with your Dad's or your pastor, sometimes they will take up a special, anonymous offering for a needy member of the congregation. There might also be members of the congregation that can do the labor and might be some that can furnish some of the necessary materials.
I heard of a web site that helps people like us, but can't seem to find it. Our roof was leaking terribly. So much that the ceilings started to collapse. We had to move out in October. My husband was in the hospital and then rehab for over a month. I was diagnosed with cancer with doctor appointments, radiation, and chemo to follow.
The con artist took close to 24k to do roof, ceilings, painting, and texturing of walls, etc. He was going to also install kitchen cabinets I had purchased. Our roof stands with tar paper on it and nothing else. Basically he demoed the whole house then ran. He also stole fixtures, etc. that I purchased at at Home Depot along with shingles that I purchased.
Last time any conversation took place he basically laughed in my face and told me where to go, along with take me to court. It's now Jan 21, 2015 and we still have no home to go too. I have gone to all TV stations, called various organizations to no avail. Is there someone out there left in this world with a heart? I know there is. It's very hard for me asking for help. Any little help would be greatly appreciated. I have Him on my side. I just want my family back into our home.
By Dinah Ackerson 01/24/2015
I do not know of any "agency" that can help you in this situation. The only action you may have at this point is to file a legal suit against the contractor and try to recover some of what he stole from you. However, this action will take more money as few lawyers will accept this type of case without a sizable retainer. Also, the contractor either has no money and goods to file against or has protected himself against possible suits by various "legal" or, at least, "unsearchable" methods.
You do not say how you came to use the services of this contractor but, as you now know, you can never be too careful in checking the background and business practices of anyone to perform work for you.
I have asked many times over the last two years for help with repairing my home. I live in a 1988 mobile home and can not afford to move as I am on a fixed income of 1100.00 a month. Both my husband and I are disabled and do not have any way to get money for repairs to fix my soft floors and repair my bathrooms. Also a 25x14' section of a wall that is about to fall off my bedroom needs repair. I also can not really lock my front door. I need help, where do I go?
By Iva D. from Socastee, SC
By redhatterb 01/23/2015
Is the amount listed a total for both of you, or just yours and if it is just yours why aren't you counting your husband's income? I am 74 and retired and my total retirement SS is $700.00 a month. You should have been taking care of one repair at a time as it occurred. That is the affordable way to do it.
Where can I find financial aid for roof repair in Clarksburg? My mom and dad's roof is in need of serious repair and I don't have the money to do it. Can any one offer assistance?
By April 01/11/2015
Where is Clarksburg? Are you in the USA? If you are, then contact your local DFS office (division of family services) and ask them. They should have a listing of resources. Many churches (larger ones) may also have a resource list.
My heater has gone out, and I can't afford the amount other companies will charge me. I lost my business in this economy, and my credit is shot. It's cold in my house. I need help. Is there any one who can help me?
By Rosetta Jackson-Lott
By cybergrannie 01/04/2015
Someone may be able to tell you an agency to contact but since no one has any idea as to where you live (state? country?) then it may not really be of help.
I would advise you to put your question on Google with your city, state, etc and you may find help.
Our fixed mobile home is caving in at the front door, the siding is crumbling. We are seeking help with very low income. Where can we go?
By Dinah Ackerson 01/03/2015
This is a federal website you can try:
My dad has had his house for a while now. I moved out because it was falling apart. The bathroom, kitchen, and the floors and walls need serious help. Six of the windows need to be replaced because of termite damage. Termite damage is all though the house. Two doors also need to be replaced.
By cybergrannie 01/01/2015
It would appear that your father's house may be condemned as not suitable/safe to live in.
You or he can apply to your local community agencies to get names of organizations that sometimes offer help/assistance to low income families but I do not believe you will find anyone who would attempt to do this much repair.
You do not mention what type of "low income" your father receives but it appears he may be receiving food stamps and be on Medicaid?
It will probably be suggested that your father move to more suitable/safe shelter but he may have to assign his "property" to the state if he needs special care. Most people do not realize that the state can obtain property to help pay for expenses the state puts out for their care. This can appear as a lien on the property and some states can actually sell the property to retrieve their "output" funds (after the persons dies).
My 90 year old father recently had a fall into the bathtub. He was not hurt, thank God, but I feel that he has an urgent need to make the bathroom safer. I am able bodied, can pay for materials for the refit, but have no knowledge or skills in plumbing or tile work. Are there any organizations that have skilled labor volunteers that can guide or teach low income families how to do repairs themselves?
By Laurie B from Finksburg, MD
By redhatterb 12/30/2014
Did he fall into the bathtub because repairs were needed in the bathroom or because he has a hard time getting in and out of the tub? If he needs a walk in shower because of his age and mobility problems, there should be an organization in your area that can take care of something like that. I know there is a nation wide organization that pays for things like that for seniors and people with disabilities. It has different names in different states and even in different cities in each state.
Ask at the Department of Social Services, even the County might know of the organization. Look in the phone book for anything that might sound like they do this kind of work. Also if they do repairs for a person, and the person would end up having to go into a nursing home or something and a certain number of years hasn't passed, a portion of the repair cost will have to be paid back. Also google for information on replacing a tub with a walk in shower, yourself. I know of people that have done things like that themselves.
Who can I call? My main water line broke and my water bill is already $225. I'm disabled and only my wife works part time. We are in bad need of a low cost plumber to replace the line.
By Dinah Ackerson 12/21/2014
You can call the water company and ask if they have suggestions that might work for you. They may be able to direct you to resources in your area.
My husband's grandmother is an elderly woman who recently retired. She started rebuilding her home, but it abruptly came to a halt because there was not enough materials to finish the job. How do we go about getting her help? She's very deserving, and gives anything she has to whoever may need it, regardless if it's her last! Can you help us find some help?
By J. Beck
By cybergrannie 12/20/2014
Holiday time may not be the best time to try and get help with projects that "can wait". Maybe after the first of the year someone could canvas the community service centers and see what can be done.
Sad to say that how "good" someone is will probably not have any baring on getting help with this sort of thing - unless - you can find some volunteers who know of her generosity and kindness. Also, you did not mention her true financial situation or whether she could borrow the money for material.
All of this would be taken into account before financial help would be offered.
Try to have some happy holidays and start looking in the new year.
I am 47 yrs. old and I live in the house I was born and raised in. It's built on a crawl space. It's almost 1200 sq. ft. carport and all. My floors (sub-floors) need to be replaced and my walls in the bathroom need to be redone. I have some mold in my bathroom and my kitchen sink is leaking so badly that I have to keep a bowl under it and keep it emptied. I don't have a dishwasher. I'm the dishwasher. I have done some of the walls and I can't do it any more because my body can't take it.
I'm on disability and I have a lot of problems. I live off of $706 a month and that barely gets my bills paid. I don't know where to go to get help. I just pray that you can lead me in the right direction to find help.
My laundry room is outside and I wish I felt better and I would knock out this coat closet in my dining room and open it up to the laundry room and lock the door to the laundry room so that I could just stay warm and also make an area to hang my clothes when I take them out of the dryer.
Back to the kichen the leaking under the sink has gotton so bad that it's ruined my cabinets. Someone really needs to look at my house it's to hard for me to explain. But I would be extremely grateful. I can't afford it. It makes me depressed and as a woman I want to make my house to look nice. My mother died last year and both of my children moved out not at the same time but within a few months of one another. I'm alone and I have no help. I also have siezures and I would be glad to help as much as I can and would be happy to run errands fix lunch. Just anything if I can get some help. Thank you very much.
By redhatterb 12/15/2014
Having somebody look at your house isn't going to help you find the help you need. The time to make affordable repairs is do them one at a time as they occur. There is a an organization that helps seniors and people on disability with home repairs. I don't know what it is called where you live. It is nationwide and government funded, even in each state, it is called different things in different towns. You do have to meet income guidelines, and there is a waiting list. I'm not sure, but I think the basic name of the organization is Opportunities for Independent Living(OIL). That could be what it is called here, and not all over. Talk to your Social Worker/Welfare Worker at the Department of Social Services/Welfare Office and see if they know anything. I assume you have one of these if you are actually low income. Providing you qualify and the repairs are made you will have to stay in your house for a certain number of years or else pay back the money on a pro-rated basis. Myself I would sell the house as is and move into an apartment, even if it was only an efficiency apartment. In a rental you don't have to worry about repairs, yard work, etc.
I had a roof that leaked and now have mold in several rooms, also with windows that are rotting out, and holes in my floors. I do not have money to fix these problems. Are there any grants for someone like me?
By Deborah from Sparta, NC
By cybergrannie 12/12/2014
I assume you are talking about a house you either own or that you are buying.
You will have to research what type of help is available in your area.
Grants are rarely giving for things like this and I have found that a "grant" is not easy to obtain for anything. Lots of paperwork.
You are looking at costly major repairs that may be impossible to get done unless your area has companies that "donate" work like this.
Have you asked for help at your church?
You can ask for assistance at your Salvation Army as they usually have names of companies and community organizations that offer help to qualified families in need.
It is possible you will be advised to move if your house is deemed "unsafe" or unhealthy due to the mold.
Getting this kind of help is not always easy as you will be required to "prove" that your "extra" finances are nonexistent and that you cannot find a way to pay for these repairs. Also, that you are too disabled to do any of the work yourself. This may sound harsh but these organizations get hundreds of requests for help each year so they have to try and help the most "needy". As a general rule - families with children will be at the top of the list.
You can try calling 211 (or research 211 on your Internet) as this is a service that has names of organizations that may be able to help.
I'm looking for help for my parents. My grandmother passed away in 1998 leaving my mother to take care of her handicapped daughter (my mother's sister). My parents got her an apartment which was damaged in the 2006 tornado in Caruthersville. She had to move because it wasn't safe to live there anymore. My parents moved her in with them. In 2013 my father had a massive stroke that left him unable to move his right side. My parents also had to take in my nephew and niece because the state took them from their mother. My parents' house is in need of repairs and a handicapped accessible room for my aunt. I really need to know what to do.
By cybergrannie 12/11/2014
We really do not know where you (or your parents) live but the answers will almost always be the same. Try calling 211 on your phone as there are a lot of "services" listed that may be able to help you find help. There is also information over the Internet if you Google 211.
Many community service organizations - Salvation Army for one - may be able to help you find someone to talk to. Your local church may also provide helpful information.
It appears there may be an "overload" of people living under one roof and this may become an even bigger problem in the future. How many of these people are receiving government assistance? How many are able to work and provide for their own care?
Lots of questions will be asked before any kind of financial assistance will be provided.
I am handicapped, on a limited income and unable to repair my home. I need help. My home is falling apart and needs all kinds of repair.
Where can I get help? I have no money for my repair work. I have bad a credit report.
By Michael W.
By J'Marinde 12/04/2014
1. Contact the Salvation Army in your area.
2. Do you have a "Little Brothers of the Poor" organization in your area? Try calling them.
3. contact Big Brothers/Big Sisters
4. Try contacting the United Way. They have a 211 service that will provide you with information for help with what you are seeking for your needs, and they are very good at this.
5. If you have any senior's organizations in your area, contact them and tell them of your needs. They may have referrals for you.
Do a Google search using your location and, "help for seniors, disabled, low-income" etc., as appropriate to your needs.
I wish you well in this and if I can be of any more support or assistance, please let me know. I do no-cost advocacy for such things in my job, and I will be very happy to try to help you.
Can you please tell me what I could do to get help with a heat/air pump and some floor repairs? I live soley on one check a month and I have a 3 yr old here 75% of the time.
By Tonya P.
By cybergrannie 11/13/2014
It may be easier for someone to offer advice if they knew where (what country? state?) but basic answers may still be the same.
If you are receiving assistance/benefits for your (?) child, then a good place to start is with the agency supplying that assistance.
If not then try some of the agencies like Salvation Army. They may have a list of agencies that help needy families with repairs, etc. Try your local church - if you do not have one you attend - now may be a good time to start.
You can also Google your question with your local county or city.
I'm on disability, I don't have the funds to fix my roof. It is leaking in the bathroom and bedroom and there might be mold around the window. How can I get help for this please?
By J Hacker
Call the United Fund - their number is 211. They can put you in touch with any help that is in your area.
I am a 66 year old female with a low fixed income. Currently the hot water faucet in my bathtub is leaking badly. In the past 48 hours the leak has put from one to three inches of warm water into the tub that I have plugged closed. Yesterday, October 12, 2014, I endeavered to do what repairs I could do myself. I purchased a package of replacement gaskets and some tools that I could use for the repair. I was successful in removing the handle, collar, and the 'hex shaped nut' holding the stem in place. Each of the mentioned item were badly covered in chemical crystal from water.
Now came the heartbreaking part. When I tried to pull the stem from the pipe, it wouldn't budge. I phoned a plumbing supply store to ask for assistance in what to do to remove the stem. Their answer was that I would have to use a blow torch to break the item loose.
I have no means to hire a plumber to do that service and know of no person who would be able to do that process. I then replaced the parts that had been removed, recaulked the area and turned the water back on.
Help! Where do I turn? Who can I call? Today, I phoned the water service department in my city and asked for help. Naturally, their answer was 'hire a plumber'. I then asked if it was permitted for me to turn off the water to my house. The answer was that the meter was city property and that I should call them to turn it off for me. As any damage would be my cost if I did it myself.
Any help would be welcome. Can there be a service available for my need?
By E. Brown
By Stephanie 10/15/2014
Check with your County Offices - the local Housing Finance Association (HFA) or HUD (Office of Housing and Urban Development) often have low income emergency home repair programs that can help you. You can also check with local churches, senior centers and see if they can connect you with local resources that can help.
I have a elderly neighbor, a widow, whose house and yard are in a lot of need. I do what I can for her, but I can't roof or saw down trees. I was just taking a chance, to see if she can get help. I have only talked to her about 4 x's. I really hope you can point me to help. TY
By likekinds 10/02/2014
I don't have an exact answer for you, but I would suggest you check with the city in which this lady lives. Many cities have Habitat programs offering no interest loans and forgivable loans to those who qualify. These loans allocate funds for bringing homes from a substandard level to one which meets all present city codes.
If the house is in truly bad shape, the lady may qualify for an emergency forgivable loan, which would cover major items such as a new roof, at no cost to her.
I live in Ohio and I just found out I need a new roof on my house. I am totally disabled and live on Social Security only. I have no other assets. Where I find help?
By redhatterb 07/23/2014
There is a nationwide organization that helps seniors and disabled people with home repairs. I can't tell you the name of it because it has different names in different locations, even in different cities in the same state. I THINK most of the time it is referred to as Opportunities for Independent Living(OIL). They go by income, and let's face it some people get a large amount for disability.
I have a friend who between disability from the state where she was injured on the job, Federal government disability(SSD), her retirement SS and her ex-husbands retirement SS, she gets well over $2,000 a month and complains about not being able to do this or that. I live off $700 a month retirement SS and manage to get by.
That being said back in 1983 I decided to move into an apartment (I was 43), and don't have to worry about lawn care, snow removal, etc. I also don't have to worry about home repairs, heat, water, sewer, garbage, and my cable is also included in the rent as a thank you for renting from the landlord.
That being said, if a person does get help from the nationwide organization, they have to stay in the home for a certain number of years or else pay back on a pro-rated basis. I have a sister who got help from them and ended up having to go into a nursing home, and when her house was sold, a portion of what she made on the sale had to go to pay back the organization that repaired her home. There is also a waiting list to get this help.
Speak with your social worker/welfare worker at the Department of Social Services/Welfare Office. Also I don't know if the Salvation Army where you live would help. This summer in the city where I live they have volunteers from different businesses that are volunteering to paint houses for seniors. My guess is for the repairs that you need they would have to find volunteers from a building supply place or something. Your best bet will be to ask questions.
I live in Luzerne County Pennsylvania and I'm disabled and need electrical work done, but am on a low income. I noticed other counties in Pennsylvania have home repair assistance, but see none for our county. Would you know of any programs that I could take advantage of in my county?
By Denise W.
By redhatterb 05/07/2014
How much work do you need done, and if it is a large amount, you should have had it done in small increments. Also is it a matter of necessity or for something that you want in the line of entertainment? There is a nationwide government organization that will help elderly and disabled people with home repairs. It has different names in different states and even in different cities within a state.
You will have to do some research to find it because I only know about it by word of mouth. Whether or not they can help you will depend on the type of electrical work you need done and whether or not what you consider to be a disability is actually a disability. There is also a waiting list and it does depend on income. Also if they do repairs for a person that person has to stay in the home for a certain number of years and if for some reason they have to move out of the home, they have to repay the cost of the repairs on a pro-rated basis.
I know of some disabled people that work enough hours that they earn $900 a month and there is a way that they can still keep their medicaid. When people own a home they should budget a certain amount every month for repairs that might be needed. You can also call 211, it is a nationwide clearing house that has a list of organizations that will help people with various things, depending on your locality.
My dad is in desperate need of help in repairing his house, it's falling apart. He can't afford to repair it. His ceiling had a small fire due to really old wiring, one bathroom shower is leaking water under the house. The attic is too old to go into, you might fall through. The ceiling in room was repaired, but is falling through again, due to, yet again water damage. The house is super cold in the winter and deathly hot in the summer. Poorly ventilated. Oh yes, the house may have a problem with the breakers.
He really needs help fixing his house up, please advise!
By Adrianna R.
By redhatterb 05/02/2014
It is cheaper to make repairs one at a time, as the need occurs. There is a nationwide organization that is government based that will help seniors and the disabled with things like that. I don't know the name of it because it has different names in different states and even in different cities.
From what I understand they do have limits on the cost of repairs and there is a waiting list. Also, if for some reason you father would have to leave the house before a certain number of years had elapsed the repair money would have to be paid back on a pro-rated basis. You could also talk to your Dad's pastor. Sometimes they will take up a special offering for a needy member of the congregation and there might even be some members of the church that could do some of the repair work and maybe even some that could donate some of the necessary materials. You will have to do some investigating in your area to find the organization I told you about.
My grandma and I live in the house she owns. When she first bought it no one took the time to tell her it had caught on fire, let alone that there's no foundation to the home. The house is literally caving in on us. It's so bad I have trouble sleeping at night. The ceilings are falling in, the walls are starting to fall in as well, the walls are separating from the floor and we can see how the house is just sitting on the ground, the floors are also giving out even upstairs. Our electric is so bad that we barely have outlets to use because they all keep blowing.
She paid someone to fix the electric and redo all of it, but instead he pocketed all the money and left all the old electric wiring and never even finished the job. She took a loan out on the house for the guy to fix the house, but it's worse than ever and she's scared if she leaves they'll come after her. I'm so scared my grandma, our beloved dog, and myself are going to have the house fall on us. I need advice please because we have no where else to go.
By redhatterb 05/02/2014
When you grandma bought the house she should have had it inspected before the final purchase and if the person selling the house refused to make needed repairs she shouldn't have bought the house. Who was helping your grandma to make sure she didn't make unwise purchases?
There is a nationwide government sponsored organization that will help seniors and disabled people make home repairs. I don't know the name of it because it has different names in different states and even different cities. That being said from the things you said is wrong with the house I don't think they would do all of the repairs.
Also, if for some reason you and your grandma would have to leave the house before a certain amount of time elapses the repairs have to be paid back on a pro-rated basis. IF you are as hard up as you say you must have a social worker/welfare worker with the Department of Social Services/Welfare Office. If you do talk to that person and see if they know of any help you can get. Also talk to your pastor, sometimes they will take up a special offering for a needy member of the congregation and their might even be people in the congregation that can do the work or even donate some of the necessary materials.
Is the house completely paid for? If so, I don't know who would come after you folks, the only thing that could happen is the County could eventually sell if for unpaid taxes, which from the way the house sounds, would be no big loss.
I need help rebuilding my house, after we lost everything. My fiancee and I have three kids. We have been together for ten years. We have a two, three, and eight year old. We have no money or material. Looking for help. I have no clue where to start or where to find the right help. Anything would help. Thank you.
By Jon H. Joplin, MO
By redhatterb 04/10/2014
Did you have homeowner's insurance on your house? If you did you should have made sure to have enough coverage that you could afford to rebuild. It is really inexpensive to have insurance, instead of having to worry about a place to live. As far as finding the materials and labor to rebuild I don't know what to tell you. I know some areas have a store called "Restore" which is connected with Habitat For Humanity they sell used doors, windows, cabinets, etc. cheaply but those things won't do you any good without lumber for the frame work, etc.
My daughter is disabled and has 3 children. She is buying a house and doesn't have the funds to fix it. Is there anywhere she can get help with this? She can't even get her home owner's insurance because of this problem.
By Becky P.
By Louise B. 04/04/2014
I don't have any answers for how to get help, but I do question the wisdom of buying a house that is already falling apart. If one is a handyperson, there might be sense in this, but if your daughter is disabled, how does this make sense? Home ownership is one repair and maintenance task after another, especially if it is an older home.
Is there not some sort of subsidized housing in your area where rent is based on income? This is a much better way to go. My cousin in her 60's who lives on a very small fixed income has a lovely little rental unit that she can afford, all home repairs and yard care taken care of. There are also units in our town that someone with children would qualify for. I think this whole idea of home ownship should be rethought; I don't think, from your description, that it is affordable or prudent.
My mother is disabled, only has one hand. She's raising my niece who has cerebral palsy. Her house is in desperate need of many repairs. Two ceilings have fallen down in rooms, it has water leaks causing floors to begin rotting, needs new roof, outside guttering, and much more actually. My mom and niece both receive SSI, barely enough to pay their bills. If anyone knows of any kind of assistance I may be able to apply for to help my mom, I'd greatly appreciate it.
By Althea M.
By redhatterb 03/18/2014
Repairs should have been made one at a time as needed, that way it would be more affordable. That being said, there is a nationwide organization that helps senior citizens and disabled people with home repairs. It has different names in different states and cities. You can probably find out about it by talking to your mothers social worker with the Department of Social Services/welfare office. There is a waiting list and help does depend on income.
What some people consider low income isn't necessarily low income. Also if people get help from this organization you have to stay in the home for a certain number of years. If for some reason you have to leave the house before that time limit you have to payback the amount on a pro-rated basis.
I have a sister who received repairs from the organization and then ended up having to go into a nursing home, then when her house got sold she had to pay back some money on a pro-rated basis. Also your mother is the one that is going to have to apply for help, not you. If you have a pastor talk to him, sometimes they will take up a special offering in church for a needy member of the congregation. Maybe it is time to sell the house as it, and move into an apartment.
I own 1979 trailer house. It needs some floors replaced. The windows are getting bad, and the frame around the front door is getting weak. Not sure what to think. Both my wife and I are on disablitiy and can not afford payment on a new trailer house.
By Delmar S. from Alliance NE
By Sandi/Poor But Proud 02/28/2014
This is what I got when I googled energy assistance Nebraska https://www.google.com/#q=energy+assistance+nebraska. They are a good place to start. In most states, if you have Native American blood in you you don't have to wait as long. I don't know about Nebraska but it is that way in Oregon. If you also know anyone from church, community centers, or the local Habitat for Humanity, they can help, too. I hope that helps.
I live in Mt. Sterling Kentucky. I am low income, live on fixed income. Is there help for this?
By redhatterb 02/08/2014
Depending on your age and whether or not you are disabled all states have an organization that will help low income people with home repairs. You do have to qualify income wise. Just because you feel low income doesn't mean you will be considered low income. This organization is called different things in different states and even in different cities in the same state.
Where I live it is called the Independent Living Center and 200 miles away it is called Opportunities for Independent Living (OIL). There are many other names for it. If a person qualifies they do have to wait to have the repairs done until somebody is available to do them. That being said I know there are requirements as to how long a person has to stay in the home after the repairs have been made(year wise).
If a person leaves the home before that time is up, they have to pay off the repairs in pro-rated manner. If you are low enough income to have a social/welfare worker talk to that person about it. Also if you have a pastor talk to them about it. Sometimes they will take up a special offering for a needy member of the congregation.
Is there help for my 90 year old mother to convert from a tub to shower in her bath? She still lives alone and is able to care for herself, but is not able to get into her tub. She only receives her Social Security income.
I just discovered today that my hot water heater metal pipe has been leaking. It is located in one of my bedrooms used as storage. This may have been happening for awhile, as there is mold smell in room. I will be assessing the damage as soon as possible, but assume the carpet will have to go, flooring and possibly walls (all or lower). I have dry wall on walls. The house is about 12 years old, a Fuqua manufactured home, bought new. I have well water, which I was told can be corrosive on metal pipes. I am only working one day a week and cannot afford this catastrophic kind of repairs. Is there any kind of financial help available for me? My son also lives with me and is going to school full time, and depending on me for support.
By Kathy S.
I am disabled and on a fixed income. I need mobile home repairs. Any suggestions?
I am a low income single mother. I need assistance with electrical wiring for my home. This house is old and has many issues. I am trying to make it. I have a 12 year old disabled daughter. How can I get help, please?
By S. Reeder
My house is falling apart and I'm running out of things to sell. I can't afford to move so the only thing I seem to achive is patch and pray. Is there anything that can be done or anyone who can point me in the right direction to fix the problem?
-I am a disabled marine.
I am disabled and own my home. The main water line into my house needs to be replaced due to tree roots. I have no way to pay for this large job and I don't know where to turn for help. What can I do?
Can I get free help to fix a water line in my home? If yes who would I call?
I was told there is a sewer lateral defect in my underground plumbing outside of my house that I'm responsible for. I don't have any money. I have tried the H.E.L.P program but was told that I am not eligible. My water has been turned off, because the defect was not fixed. I am a single mother who has been assisting my aunt who passed away in October from cervical cancer. I am just trying to get everthing back together at my house and now this. I really need help.
My house have a very bad mold problem. I see myself getting sick often. This situation is worrying me. My husband and I have a very low income. We would love to repair this problem, before it gets worse. How can I get help to fix this mold problem? Do you know where I should go for help?
By Alba O.
I was recently laid off from a job after 27 years and I am struggling just to meet bills. I have apparently developed a leak in the slab of my house and my water bill has quadrupled. I really need this repaired ASAP. Is there anyone out there that can help me with this situation?
By Valerie T
I own my home and have my sister and her son and another nephew who live with me. I had a very bad leak in the kitchen and submitted a claim to my house insurance. My insurance company is about to cancel my house insurance due to the fact they say our roof needs to be replaced. We are all disabled here and are living month to month. We have been denied help due to the fact we have an apartment in our home, but it is or family use only. My one nephew who lives in this apartment is just currently disabled and his mother pays enough rent to cover the taxes. We have no money left after other household repairs and expenses. Any info on obtaining a much needed free roof would be so appreciated.
My home is in need of many repairs and renovations. I do not have the money needed to cover the expense of the much needed repairs. Is there somewhere I can turn to get assistance repairing my home? The department of neighborhood services has determined that I must make repairs to my home. I have contacted my alderman, but was told there is no money available in my neighborhood to make the repairs. I am being assessed a fee monthly to make these repairs. I have purchased some new windows and painted the outside of the house.
Since then, my home was broken into and I had to buy two security doors and a back door. I am out of money to do the rest of the repairs. Do you know of anyplace that I can turn for help?
By Debra S.
I am a woman living all alone. I have a house and am on disability. I need repairs to my house. How do I go about getting help?
By Rachel from Sylacauga, AL
My mother is a widow in Vegas. Her heat pump stopped working. Is there a place that would offer discounted services to fix it?
By Denny M
My septic tank is not working properly. Water is coming up out the ground. I've had it dug up and sucked out 6 months ago, and the company told me it would be at least 10,000 dollars to repair it. I do not have that kind of money; not even a quarter of that amount. I have bad credit, so no one will finance the work for me now. I don't know what to do. I need help very bad.
By Rodney W from Snell Ville, GA
I'm having trouble with my plumbing and winterizing my home. I'm out of water as of now. I'm a one income household. Trying to live on $8.35 a hour. I'm attempting to pay heat, mortgage, electric, and all other bills. Could really use some help.
My parents are low income and are in need of the foundation repaired on their home. Two of the walls are bowed in by 4 inches. It is definitely a structural issue. We got an estimate, but not sure if there are organizations that help with the cost. They live in Wisconsin. Any help in where to look would be great!
By S. Berger
I need to have my water heater replaced. It's starting to leak. Where or who on Staten Island, New York can help a low income senior citizen?
By Mary from Staten Island, NY
Can someone tell me where I can get help repairing a roof because it is harmful to me and my kids? I have heart problems and I really need help.
By nubian queen from Detroit, MI
Is there help for a low income disabled single parent of two young children for emergancy home repair in Tulare county California?
I'm trying to find somewhere in Texas that does home repairs for low income families and disabled people.
My mom is desperate need of roof repair but absolutely cannot afford it. In our house money has always been tight but growing up my sister and I never knew it. My mom has always gone out of her way for us. There were times she would forego a meal so that we could eat. Right now my sister is in college and my mom is helping her with every penny she can. The issue is the roof above her bedroom is leaking and has already caused a bubble on the ceiling. Is there someone I can contact to help her with repairs? Maybe a nonprofit or group that I can contact?
By Mike M.
The city of Los Angeles broke my main electric line. I have no power in some parts of the house. How can I get some help to fix it? I still do not have full power after a week and I have to install the connection on the roof.
I can't afford the repairs. I am on disability.
I am on disability and for a week I have no drainage in my home. I can't effort any plumber.
How can I get some help? It's an emergency! Where can I look?
My mom owns a manufactured home but not the land. Her roof needs to be repaired and she is very low income and can't afford to have it fixed. Her SSI is only around 900.00 a month I think. Is there anyone you could refer her to? She lives in Salem, OR
My water heater leaks. I have kids in the home and no money. It is starting to have a odor. Any ideas for finding help to fix it?
By Cheyanna T.
I'm in desperate need of a roof replacement. I'm on SSI and only get 721.00 a month. Please if there's any help in the Manistee County, Michigan area please advise. Thank you.
My co-worker's mother's house has water damage and mold. She is on a fixed income, is a senior citizen, and has breathing problems. Her insurance doesn''t cover it all. Where can she get help in Florida in fixing her home?
My neighbor is disabled and not able to work. His wife works and makes little and his mother lives with them and makes a little, also a mentally disabled brother. They have no insurance and have needed a roof for over a year, the church helped as best as they could, but we are a small church and the repairs didn't last on the roof. We got metal from the church and someone put on for free, but did a poor job and the wind the other day blew it off. They really need home repairs, a new roof, ceiling in bedroom fell in from leaking and electrical work. Is there someone or some way we get some help for them?
By Sharon from Granbury, TX
Is there any help for gas line repair? I am on a fixed income.
My mother's roof is about to fall through, she does not have the funds to get it repaired, she has low income. How can we get help for her? She is ill and is 90 years of age. She lives in California, in the Contra Costa area.
By R. M. from Richmond, CA
My roof was put on Jan 2013 and it still leaks. The roofer that put it on will not fix the problems. What can I do? It is hopeless. I have no money to repair my so called roofl
By Cathy T.
How can I enter my 82yr old mom in a contest to get help or remodel her home and/or repairs? She doesn't fit any government criteria for assistance. I've searched everywhere. Who can we contact to ask for a home remodeling project to my mom's house? My mom is amazing. She's always helping everyone in anyway she can. She is a God-fearing woman with a huge heart. She is always putting everybody else first instead of herself. She has a small 2 bedroom home in a nice diverse neighborhood. Who can we call or email our story to for help?
I own my own house, have a low income and a disabled son, and we need a new roof. I have not got the money to have it done. I can't get loans for it do. Does anyone know who I can get to help me?
My sister Sheri lives in Nailsworth Glouster England. Sadly, my sis suffers very badly with huge mental health problems not helped by her lovely cottage falling into disrepair over the years. Currently my sis lives with no water, no heat, no kitchen, or bathroom, generally in the winter it is colder inside her home than outside. I have very little money and the task is now to big, as it is almost a renovation project. Sadly my sis is very suicidal and self harms, she is very clever, but work never seems to work out, often not getting paid and hence has been left in financial ruin. Does anyone know of an agency that can help her with repairs?
By Cara from Cirencester, England
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