Alternatives to eBayThis page is about alternatives to eBay. To maximize your profit when selling items online, you want to use the best site available.
Saving Money on Prescription DrugsThis is a page about saving money on prescription drugs. As we all know the cost of prescription drugs can be a drain on your budget.
Dealing With an IRS AuditThis is a page about dealing with an IRS audit. The IRS routinely audits a percentage of taxpayers.
Estate Planning TipsThis page contains estate planning tips. It's important to plan your estate so your loved ones can carry out your wishes.
Saving Money for Large PurchasesThis is a page about saving money for large purchases. Rather than build up credit card debit, save up for your large purchases.
Cutting ExpensesThis is a page about cutting expenses. There are many ways to trim down your cost of living.
Saving Money at StarbucksThis is a page about saving money at Starbucks. Enjoying your favorite mocha latte can be an expensive indulgence.
Saving Money on TaxesThis is a page about saving money on taxes. It isn't always necessary to spend a lot of money to have your taxes prepared and filed.
Selecting a Real Estate AgentThis is a page about selecting a real estate agent. Buying or selling a home can be exciting as well as stressful. Selecting the best real estate agent for you can help smooth out the process.
Finding Part-time WorkThis is a page about finding part-time work. Sometimes we need to work part time to supplement the family income, in addition to our primary job, or while we are going to school.
My Frugal Life: Saving Money And Tax TimeWe have so many things in the fall and winter to spend money on so tax time is in the spring or late winter. In Canada, we do no not have to hand in our tax form if we have money coming back to us, so we wait till October to send in our tax form.
Saving Money on Cell PhonesThis is a page about saving money on your sell phone plan. Trying to save money on your cell phone plan can be a confusing and exhausting process. Don't give up, there are ways to cost cut.
My Frugal Life: Beware of Sales!At this time of year all the shops are blazoned with seductive notices of enormous reductions: "fifty percent off", "eighty percent off". Who wouldn't be excited at the prospect of picking up a new toaster or food mixer or winter coat at a fraction of its original price?
Is Life Insurance Payout Taxable?I received $6000 in life insurance money when my father passed away. Do I have to claim it on my tax return?
Staying Out of DebtThis is a page about staying out of debt. The best way to not be in debt is to stay out of it in the first place but that is easier said than done. Use these helpful tips and tricks stay out of debt.
Investing StrategiesThis is a page about investing strategies. Whether you are just dabbling in stock market or aggressively trying to build your nest egg, using the right investment strategies will help you along the way.
Finding Black Friday Deals Online?This is a page about finding Black Friday deals online. Battling the crowds on Black Friday isn't for everyone. If you want to avoid the crowds but still find some good deals, there are many great online sales.
Adding Up the Savings of a Frugal LifeThis is a page about adding up the savings of a frugal life. We all know that those little things you do to be frugal everyday adds up to big savings over time. However, it can help you stay motivated to be frugal by sitting down and calculating just how much your are saving.
Saving Money vs. Saving TimeThis is a page about saving money vs. saving time. Almost every day a person can find themselves weighing the time vs. money issue. It is important to evaluate whether time or money is most important, especially for tasks such as remodeling your home or repairing your car.
Getting Good Tips Waiting TablesIf you wait tables, you know that a large portion of your income is from tips. Getting the best tip possible from each customer can have a big impact on how much you take home at the end of the day. This is a page about getting good tips waiting tables.
US Postal Increase on January 22, 2012On January 22, 2012, mailing services including periodicals, package services, and extra services will increase. Here is the short list of already decided increases. USPS will announce the other price increases some time in the next few weeks.
Saving Money on HealthcareThis is a page about saving money on healthcare. The cost of healthcare is constantly going up. For many people it is getting harder to afford proper coverage.
Saving Money on Health InsuranceThis is a page about saving money on health insurance. The cost of healthcare is beyond what most people can afford on their own, but at times it seems purchasing health insurance isn't much cheaper.
Saving Money on Home Owner's InsuranceThis is a page about saving money on home owner's insurance. Home owner's insurance can be quite expensive. Taking the time to shop around and looking for discounts can save you some money.
Tricks for Saving MoneyThis is a page about tricks for saving money. The whole point of being thrifty and frugal is to save money. Saving money in big chunks can be very difficult, but little things you do everyday can really add up over time.
Saving Money on Your Sewer BillThis is a page about saving money on your sewer bill. An unavoidable bill for many of us is the sewer bill. Finding ways to save money on this utility expense will help your family stay on budget.
Saving Money on Funeral ExpensesThis is a page about saving money on funeral expenses. Even a simple funeral can be quite expensive, and many times the expense is left to the deceased person's family to pay. There are ways to save money and help reduce the financial burden on everyone.
Deciding When to Retire?I'm almost 63 and have worked at my job (IT) for over 20 years. In an effort to decrease staff, my work is offering (to anyone eligible) a great early retirement option. I will get 16 weeks of pay and insurance (at what I'm paying now) until I turn 65.
Buying on eBayThis is a page about buying on eBay. You can buy many hard to find items on eBay. There are also a lot of great deals to be found if you know what you are doing.
Saving Money on Your Internet BillInternet is a necessity in many homes. While faster internet can be nice, it can cost a lot. This is a page about saving money on your internet bill.
Saving Money on UtilitiesThis is a page about saving money on utilities. Utility costs just seem to keep on rising. Finding ways to pay a little less to the utility companies each month puts more dollars in your pocket.
Making Extra Cash?What do you do to make extra cash? Do you sell Mary Kay, Tupperware, Partylite or something else? I would like to know what you do and your ideas to make extra cash. The holidays are coming up and my budget is super slim.
Inexpensive Heating Unit Similar in Efficiency to Window AC?Out of necessity, we have "zone-cooled" our home the last two summers with a portable a/c unit and 2 window a/c units. This has been an efficient way to cool the room we are in and keep the bill down.
Most Economical Time to Run Large Appliances?What is the most economical time to use a washing machine and dishwasher?
Raising Your Credit ScoreYour credit score is important when applying for a loan or a line of credit. Although it can take awhile, there are ways to increase your credit score if you find that it's too low. This is a page about raising your credit score.
Selecting a Broker or Financial Planner?This is a page about selecting a broker or financial planner. Having a good financial planner or broker to consult with can be a valuable asset. Finding the right broker or financial planner for you can be a daunting task though.
What to Do if You Lose Your Purse or WalletThis is a page about what to do if you lose your purse or wallet. In the age of identity theft, losing your purse or wallet can be a frightening experience. It is important to act fast and know the proper steps to take.
Starting an Antique BusinessThis is a page about starting an antique business. Antique furniture, dishes, curios and nicknacks can often be found for little or nothing and then sold for a lot of money.
Receiving Disbursements from an IRA?I am 70 now; how do I start drawing from my IRA account?
Finding a First JobThis is a page about finding a first job. Finding a job when you have never worked before can be daunting. You will need to know where to look, how to apply and how to present yourself.
Renting an ApartmentThis is a page about renting an apartment. Whether you are a first time renter or have rented before, there are a lot of things to consider when renting an apartment.
Moving to Florida?Need info about relocating to Englewood, Florida. I have not come up with much on the internet. Also, with frugality and simple needs in mind, where is the best place to live in Florida?
Having an Estate SaleThis is a page about having an estate sale. Hosting an estate sale is, unfortunately, something most of us will have to do following a death of a loved one. Whether you are planning it by yourself or hiring someone else to plan it for you, it can be a daunting task.
Creating a Food BudgetThis is a page about creating a food budget. Food is a large part of just about everyone's budget. Whether you eat out a lot or always make meals at home, knowing your food budget will help you maintain your household budget.
Preventing Identity TheftThis is a page about preventing identity theft. Identity theft is becoming surprisingly common. There are many steps you can take to avoid becoming a victim of identity theft.
Using Your Smartphone to Save MoneyThis is a page about using your smartphone to save money. Smartphones have rapidly become ubiquitous in our society. While not everything about these phones is great, they are an easy way to track finances and even get discounts at stores you shop at.
Saving Money on Auto InsuranceThis is a page about saving money on auto insurance. The cost of insurance can really add up but the cost of not having it can be even more expensive.
Creating a BudgetThis is a page about creating a budget. Creating a budget allows you to see where you spend your money and helps you live within your means. With a budget you can learn how to save regardless of your income bracket.
Determining the Most Cost Effective Lighting Source?Does anyone know if a study has been done on the thriftyness of one type of lighting compared to another, such as lamp oil, versus candles, versus electric? Or know a way to check?
Early Retirement and Medical Insurance?Due to extreme stress on my job that is affecting my health, I am looking into retirement at 62 and finding part time work. I think I can do this as far as my bills, but my concern is medical insurance.
Finding Financial Assistance for the Cost of Prescription Supplements?I am seeing a doctor who specializes in bioidentical hormone replacement therapy. My medicaid covers the cost of the scrips, but not the doctor fees. I need assistance in purchasing the added supplements he prescribes for me which I'm finding difficult to pay for.
Saving Money on Phone CardsThis is a page to saving money on phone cards. Phone cards can be a great way to save money on long distance phone calling, especially international calls. They can also very helpful in maintaining your budget for long distance calls.
Stock Market 101: It's Not As Difficult As It SeemsMonitor your reaction when you read the following word: stocks. Did your body grow suddenly tense and rigid with a sense of impending confusion, or were you filled with anticipation of carefully planned success?
Why is Step Parent's Income Included in Calculating SSI Benefits?My son is autistic and receives SSI. His biological father and I are divorced and I will be remarrying in September of 2011. My question is why would his (new husband) income be counted?
Finding a Good AccountantThis is a page to finding a good accountant. Keeping track of your finances and taxes can be real chore, especially if you own a small business. An accountant can save you a lot of money and headaches in the long run.
Teaching Children to Save MoneyThis is a page about teaching children to save money. Learning to save money is the best way to live frugally and be prepared for lean times all at once. Teaching children how to save money early in life, will pay them great dividends in the future.
Paying Bills on TimePaying bills late can affect your credit and can also accrue late fees. This page has tips to help ensure that you pay your bills on time.
Advice on Buying HUD Homes?I want to buy a low cost home here in Dallas (under $85K). Yes, I know that is funny. Most of the homes I qualify for seem to be HUD homes. There seems to be a "system" that I am not aware of in terms of actually scoring one.
Paying Off Debt from CollegeThis page is about paying off debt from college. Education is getting more and more expensive. Student loans, credit cards and other debt accumulated while going to school can be an unnecessary burden to the student later in life.
How to Use Online Auctions and Not Get...This is a page about how to use online auctions and not get burned. Online auctions can be a great way to find bargains, but there are always risks when buying items on online auction sites. Safely buying and selling on online auction sites like eBay can be a great way to save or even make money.
Purchasing a Home After a Foreclosure?I had a house go into foreclosure in 2007. My loan officer advised me yesterday that the mortgage company that financed the house that went into foreclosure has put that house back on my credit report as outstanding, indicating I owe them 20K.
Getting Out of DebtThis page is a page about getting out of debt. Consumer debt is at all time highs and the interest on carrying large amounts of debt is very expensive. Carrying less debt is something that every household should strive for.
Will My Husband's Child Also Receive SSI?My husband started getting an SSI check, will his child receive a check too?
USPS Postage Increase (April 17, 2011)Not to worry about regular 1 ounce letters, but on April 17th the following new rates (an average of 1.7% increase) will apply.
Does Running the Air Conditioner Continuously Save Money?Does it really save you money if you keep your air conditioner set a specific temperature and never turn it off in the summer? I know the electric companies claim this works, but I wonder is it true?
Reentering the Job Market?I took time out from having a paying job to raise my child. My husband can't seem to find more than a part-time job. I have a teaching degree, but I would have to take 6 credits and spend about $1000 to renew my license. Should I try to renew my license?
Ideas for Preparing for a Job Interview at a Botanical Garden?I have an interview for an apprenticeship at a prestigious botanical garden on Thursday. Feedback from my last interview recommends extending my knowledge beyond the plants met in my local parks. Please help, I don't know where to begin!
Website for Determining Your Best Career Choice?Does anyone know of a website that will help someone determine their best career choice? One that maybe offers an aptitude test to help you find what you would enjoy or be good at?
How Do I Learn About the Stock Market?What s the best way to learn about the stock market ?
Can I Keep SSI and SSA Benefits When Enrolling in College?How can I keep my SSI or SSA benefits after I graduate and go to college? I'm going straight out of high school and I come from a very poor family.
Bank Threatening Foreclosure?I am a homeowner and unemployed recently. I have tried my mortgage company and many other loan modifications to lower my mortgage till I get employed, no one wants to help me.
Getting Paid to Help a Friend Move and Stage a Garage Sale?A friend is hiring me to help move and stage a garage sale. How much do I charge to help her set up? This is a business transaction and she is willing to pay me per hour or a percentage of the sales. Which is best?
How Do I Find Help to Pay My Rent?Where do I go to get help paying my past due rent of $903.00? I am not having any luck so far. Thank you.
How Do I Budget For a Used Car on a Low Income?How do I budget for a used car? I am on a SSD from Social Security and my monthly income is under $900 a month. Any tips? My rent is $220 a month.
Personal Property LiquidationWhen times get financially tough, the idea of rummaging through your home and turning items into cash isn't the move of a financial mastermind. However, taking some time to do periodic liquidation is the habit of a smart financier.
Moving to Kauai on a Budget?Does anyone living on the Hawaiian island of Kauai know info on how to move there and stay there with a very frugal budget? My husband and I are genuinely considering a move for the climate and health reasons.
Co-Signer of a Student Loan?My husband co-signed student loans (private) for his daughter. She is getting married soon. Will we be able to get off the co-signing once she is married?
Where Can I Cash a Tax Refund Check from H&R Block?Does Walmart check a person's credit report to cash an H&R Block tax refund check?
Medicaid Thinks My Case is Closed?I was remarried a year and a half ago. We reported our change to Medicaid (I have 3 children from my previous marriage). My husband works and I am not sure if we are eligible for Medicaid. But Medicaid never made a change.
What Factors Contribute to Your Weekly Grocery Budget?What does your family spend a week for groceries, how many people are in your family, are you a stay at home parent? Do you have small children and do you make a lot of your own baking/meals, etc.?
Can I Roll a 401K into a Bank Account Without Penalties?Will I be penalized for rolling my 401k into my bank account, even if I don't use it?
Student Loan Advice?I've been out of school since September 2009. Is it too late to get my student loans deferred?
What is Taxable and Nontaxable Income?This may be a dumb question to some, but, on my taxes, do I have to claim any money I received from ThriftyFun.com (TF), such as from TF contests or craft submissions?
Primary Insurance When Employed Full Time After Age 65?If a person works for a small company (less than 20 employees) and is over 65 years of age and still working, can they keep BCBS as their primary insurance coverage or does Medicare have to be the primary and BCBS secondary?
Receiving 401K Benefit Without Contributing?If I didn't contribute to the 401k at my last employer (almost 5 years), are there any funds in the company's 401k with my name on them?
How to Report Rental Income from a Live-in Relative?We just bought a house and my sister is going to live with us for a time and give us $500 towards expenses each month. Once tax time comes, I am not sure how to claim this money that she gives us. Does anyone else have a similar situation, and how do you work it with taxes?
Working With Creditors?I have had my income cut! Now all my creditors want their money. I want to pay, but don't have the income right now. They call 20 times a day. I have told them, but they still call. What can I do? I will pay when I get back on my feet. I need advice. Please help.
Paying a Friend to Hang Curtain Rods?How much should you offer to pay a friend to hang seven curtain rods?
How Much Should I Charge a Friend Temporarily Staying in My Apartment?A friends apartment is under investigation for BGE (Baltimore Gas and Electric) which means she has no electricity in her apartment. She has been here for over a month, doing her laundry and eating. She asked, "How much do I owe you?" My question is what is a fair amount?
Determining the Energy Usage for an Electric Room Heater?Could someone please tell me how to figure out how much electricity an item uses? I am interested in buying a room heater, but do not know if it would be cost-effective to use. Thank you.
Medicare Supplemental Insurance?I am under 65 and had to retire because of health issues. I am looking for a supplement insurance to my medicare, not an advantage plan, just a supplement. I'm having a hard time finding one I can afford because I'm under 65. Does anyone know of a plan?
Reporting Errors on Your Credit Card BillsHow many of us notice errors on our credit card bills? If you're like most people, you look at the total amount due, and you scan the companies that placed charges on your account.
Collection Agencies Calling on Old Settled Bills?I was in a very serious accident 11 years ago. It took about 3 years to get back on my feet. We had a lot of bills at that time so I paid my lawyer to pay or settle these bills 10 years ago.
Resolving Delinquent Accounts on a Credit Report?I was helping a friend clear up his credit report. I noticed most of his debt was at least 15 years old. This debt was mainly from credit card companies. I had always heard that after 7 years old debt automatically drops off your credit report.
How to Make Money on the Internet?I need reviews on any of these you may have already tried. I just read this on eHow, I am always there. There are a number of opportunities here and I would appreciate any feedback you might have on these:
Work From Home: Lifebushido Reviews?Have you ever heard about a company called Lifebushido? Is it a scam? I've tried researching them and I'm already suspicious. My research is getting mixed results. Help!
Cutting heating Costs By Blocking Open Doorways?I need your advice. My 2 largest rooms, between them, have 3 open doorways, yet I seldom use these areas (at least for now). My gas heat bills can be enormous, and blocking the vents alone doesn't quite solve the problem.
Link: Unclaimed.org For Funds In Your NameNothing better than found money! Just click on your state, and a search box will appear. Type your last name (no comma) followed by a space and the first 3 or 4 letters of your first name.
Tax Forms No Longer Being MailedIf you're like me and wait for IRS forms and instructions to arrive via US Postal mail to fill out and send in, here's a heads up! Don't wait and expect them to arrive in your snail mail box from now on, because it's not going to happen.
State Laws Regarding Splitting Tips?Is it illegal to split tips in Pennsylvania?
Financial Assistance for Prescription Strength Vitamins?My doctor recently diagnosed me as vitamin D deficient. She prescribed 50,000 (USP units) vitamin D capsules, with instructions to take two per week. Neither Medicare nor Medicaid will pay the $14-$15 cost. I've taken one capsule a week trying to make the Rx last.
Logging Bill Information?I'm in need of a basic form to log/register the bills that I pay each month. I would like it to include a running account of each bill, with the name of company, due date, amount paid, conformation number, how it was paid, the balance, etc.
Legitimate Home Based Jobs Websites?Are there really jobs online that are not scams or illegal? Can I find a way to make money on the internet from home?
Rating Information on LTMI Life Insurance Program?Has anyone ever heard of the LTMI Life Insurance program (among others)? I can't find any "rating" info on-line and want to know more.
Federal Direct Student LoansThe idea of the college loan is that tuition is covered while studying, and most loans only ask for repayment after graduation. For some loans, interest isn't calculated until repayment begins, again often after graduation.
Paying Off a High Interest Debt on a Fixed Income?I am a senior citizen paying over $1000.00 in interest fees on a $180,00.00 line of credit. The interest exceeds my income. What can I do?
Squirrel Damage to Electrical Wiring Not Covered By Insurance?We recently had a power surge and our TVs were smoking. We had an electrician come to the house, who immediately called the electric company. They found damage on our outside wires from the pole to the house. They said it was caused by squirrels.
Claiming Clothing Donations on Taxes?Can a host business of a clothing donation box claim the items in the box on their taxes?
Determining Home Value for Insurance Replacement Coverage?What is the average residential construction cost for a two story brick single family home in NC? I am interested for the purpose of insurance replacement coverage and do not want to be over or under insured.
Buying Lamp Oil in Bulk and Inexpensively?Where can I buy lamp oil in bulk, inexpensively? I want to cut down on my electric bill.
Saving Money on a Trip to the Great Wolf Lodge in Dallas?Are there any tips for saving $$ at the Great Wolf Lodge facilities in Dallas, TX? Can you find coupons? We will have 4 adults and 2 children; which room accommodations would you recommend? We don't need fancy, just roomy/comfy.
Protecting Family Finances After a Divorce?My ex-husband is trying to have a share in all assets that belong to my family including shares that have restrictions (only sell to my brothers and sisters, only for what they are prepared to pay for them).
Ask For Reimbursement For DamagesThere is no harm in asking for a fix to your problem if someone else caused it, they can only say no. Often they say yes. For example, our boat was covered with rust stains after a rusty flag pole was cut down, ruining our new paint job.
Low Cost Bankruptcy Filing Advice?Due the fact that I have been unemployed for almost a year now I have no other choice, but to file bankruptcy. Unfortunately they have also cut my unemployment in half. Because of this I cannot afford the $1,500.00 most attorneys want to file, etc. Any suggestions?
Foreclosure Advice?If we foreclose on a second home can the mortgage company take the equity from our primary home? Each home does not have the same mortgage company. Any advice will be appreciated. Thank you.
Filing for Bankruptcy?Have any of you declared bankruptcy? What was the experience like for you? We are possibly going to have to declare bankruptcy for our business due to husband's poor money management skills. He won't let me see the bills.
How Much Can Car Insurance Increase After an Accident?How much does a person's car insurance increase following an at fault accident? I've been with the same insurance company for about 19 years and have had no accidents. Just asking for an educated approximation to factor into my already reduced budget.
When is the First Mortgage Payment Due After Closing?How long after closing on buying a home is the first mortgage payment usually due?
Searching for a Hospital with a RN Program for New Grads?I know this is a lot to ask, but a member of my family is having a very difficult time finding an RN new grad program in South CA. Especially in this type of economy it is very hard to find a hospital that will take in RNs with no experience.
Buying Wholesale with Deferred Billing?How can I buy shoes and clothes in bulk and get a deferred bill?
