I think anyone living on this earth should be at least somewhat frugal, but not be too extreme.The bottom line is that, Yes: we should live frugally, but No: we should not become slaves to a frugal lifestyle to the point where life becomes "I have to."
I'm an old lady now, but I guess my upbringing is what led me to always be inventive and saving. Dollar bills did not multiply without a lot of making do and doing without!
I started reading about frugal living about 9 years ago. My main reason was to save us money for my husband and I who were living on our own for the first time. Now we just bought our first house so I'm trying to learn even more about frugal living.
Friends and family have called me a tightwad or a cheapskate. I prefer to be called "frugal"! About 12 years ago, my husband and I came to the bright conclusion that we had too much debt (after only 3 years of marriage!)
In our household, frugal living is easiest in the summer. Since I am an early riser, morning chores are my domain with the assistance of Keira, the cat. Our first task is to unload the dishwasher which dear hubby has run earlier in the morning.
I used to be proud of being spontaneous, of living on a whim. Now that I can no longer afford to have anything I want at the moment that I want it, I have come to savor the far deeper pleasure of expectation, of waiting for something and looking forward to it.
This is by no means a medical advice story or something that anyone else has to do. It's simply tips I have used to make my life easier and it might work for anyone who is interested in trying them.
Do you have the same problem? "Buy one get one free" deals at the grocer sounds great but not if the produce goes to waste! A whole watermelon is tempting but then, since there are only two of us, it doesn't get completely eaten and is thrown out.
This is my story about frugal and tightwad living! To start, I live alone right now. I have been frugal my whole 38 years. I am also a tightwad. My family laughs about to what lengths I will go to live the way I do.
My frugal life began when I married young against my parent's wishes. I dropped out of high school and made my way in life without a lot of help from anyone so learning to do without or making it myself became a life-long thing.
Being raised in the sixties and seventies meant I was being raised by parents who knew about war time deprivation.
Saving money became more and more important as I aged. Things beyond my control happened, and I found myself both depressed and determined to live within whatever my means.
Frugal this, frugal that. I have always read the frugal news articles and magazine tips about living frugal with not just a little disdain. I was raised by a grandmother, aunt and uncle who survived the great depression, where frugal was the way to survive without starving.
How to bring HOLIDAY MAGIC into your HOUSE without breaking the bank.
Having been one of 5 kids of depression era parents, I had a good idea how to live frugally. Those times reappeared when I lost my job. I tackled this problem with research, research, and more research.
There is a difference between being thrifty; and being cheap. Being thrifty takes into account time and money, and occasionally payback time. Being cheap only counts the amount of money spent.
I've always been pretty smart with money, but three very special little boys have taught me that simplifying all areas of our lives is one of life's sweetest lessons learned.
I save money a number of different ways by keeping a clean house. This may seem like "too much work" to some people or you may say it "takes too long", however I have not found that to be the case.
We have an old iron claw bathtub that has been enclosed in a small bathroom instead of being allowed to stand alone. It is wood paneled into the spot where a normal bathtub would have been.
Cut those expenses in half, redirect your disposable income, decrease your stress, change your spending habits, live a thrifty fun life well below your means and budget now to be financially free later.
Being frugal is not all about saving money. It is a discipline lifestyle, at least for me. Growing up with a single parent, I know the struggles my mother had putting clothes on our backs and food on the table. I too became a single mother.
Growing up, I had two cousins who lived across the street from me. They were sisters. One was bigger and the other was smaller than me. The clothes went from my cousin to me, then back to the younger cousin. This went on for years.
I have been thrifty minded for a long time. I grew up with a single mom supporting three kids. I saw how hard it was to make ends meet. While I was married, I was a stay at home mom. So six people on one income required thrift.
I have found that frugal living requires many of the same tactics and disciplines as dieting to lose weight or dieting to improve your health. I found it very helpful to pull ideas from standard dieting plans to assist me with my financial diet.
When you decided to have children, you have a slight idea of the expense. In your head you immediately think of college fund, food, diapers, cars, medical care, and clothing. We fool ourselves into thinking that it will be easier than it actually is.
Frugal? I have been "wealthy" yet savvy enough to ALWAYS save 10% of my salary. I had a big city condo downtown, never wanted for anything. And yes, I got hit by the stock market drop just like everyone else.
I'm retired due to a disability, but because of the career I chose, I have no retirement fund and no pension and must live on Social Security alone. Therefore, frugality has become my middle name. Here in west Michigan, our supermarkets offer remarkable savings every week. They love to BOGO (buy one, get one free!).
I have always tried to live a frugal lifestyle. Sometimes that frugality was a matter of choice and sometimes living frugally was a necessity rather than an option. This year has been one where frugality was a necessity, not just for me but for many people.
At the age of 33 I became disabled. I had just gotten married to a man who had been disabled for years, and retired from the army, he came with a teenage son. I had always lived alone and did a lot of eating fast meals, I never cooked.
As a little girl I used to save up a lot of money. Most of my pocket money went into my piggy bank, to save up for bigger items I would want to buy. Soon I found out that doing this, made me a target.
I'm frugal because I just don't like throwing my money around! Not that I have a lot, being a single parent and not having a well paid job. There is also a deep sense of satisfaction knowing that I can do most things in a cheaper way. I like to try to be as 'green' as possible too.
I am a frugal woman. The joke around here is that I can squeeze a buffalo nickle until it potties. There are a few things I choose not to cut corners with.
My family was tired of living in the big city. High taxes, high crime and high cost of living. After many years of scrimping, coupon clipping, yard-saling etc., and just barely making it, we decided to make the big move.
It is almost funny to us, to hear these people on the news talking about the recession and how they are losing their homes and can't buy the things they want anymore.
We live in an area where there are lots of trees and woodland critters. A large rat had taken up residence in my neighbor's yard had been killed. My son, who has a mischievous streak a mile wide, asked me if I needed pics for ThriftyFun.
We love books but our book collection required bookshelves which required wall space and that means more square footage, which meant a larger house. That larger house required larger payments for mortgage and taxes.
I found my true calling. I know how to save a buck or lest try. As soon as I finish this post, I will be going to get my Sunday papers and look through the coupons, sales and ads.
Times are definitely tough for many of us and there is little or no cash for treats and little luxuries. At our house to make belt tightening a bit more fun, we have invented a game; "Good to the Last Drop".
I love saving money. I love shopping. I love living the good life. Sometimes those worlds collide with each other. I wonder if the occasional going out or buying something with a coupon or on sale, makes me a frugal fraud.
The Gautama Buddha, over 25 centuries ago, commended frugality. As an example, he taught the first monks and nuns to make their robes from "pure cloth" that is cloth that no one wanted.
Spring is here and so comes the traditional spring cleaning. This year, due to my retirement, I really have the time to do a thorough cleaning of closets and cupboards. I've been discovering long lost "treasures" and duplicate grocery items.
I try very hard to be creative when giving gifts to friends and family, giving thought to their likes and dislikes, or what may be age appropriate. Having a limited retirement income means I need to be mindful of my pennies, so I do as many people do.
Through the course of adopting a frugal lifestyle I have discovered that frugality has not only helped me become more flexible, it has shown me that flexibility must reign supreme over routine when saving money is the goal.
Where I grew up life was tough. Even as children, we had long days of working, helping in the garden and in the kitchen. I assumed this was just how it was.
If you are using a limited budget as an excuse for not adopting healthy living habits, these tips will make that excuse invalid. Taking care of yourself should be a priority regardless of your financial situation.