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My Frugal Life

 


Frugal Living

My Frugal Life

My Frugal Life essays about saving money and living frugally.

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Being Thrifty or Frugal: The Big Picture
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DIY Your Life

Being frugal is not all about saving money. It is a discipline lifestyle, at least for me. Growing up with a single parent, I know the struggles my mother had putting clothes on our backs and food on the table. I too became a single mother.

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My Adventures In Cheap Skating
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My Son's Beer Can Collection
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My Frugal Life: Living with the Coupon Queen
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My Frugal Life: Consciously Saving Money Everyday
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My Frugal Life: Compromise and Compensate
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My Frugal Life: How to spell FRUGAL
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My Frugal Life: Keep Your Eyes and Heart Open
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My Frugal Life: The End of the Road

I found my true calling. I know how to save a buck or lest try. As soon as I finish this post, I will be going to get my Sunday papers and look through the coupons, sales and ads.

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My Frugal Life: Good to the Last Drop

Times are definitely tough for many of us and there is little or no cash for treats and little luxuries. At our house to make belt tightening a bit more fun, we have invented a game; "Good to the Last Drop".

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My Frugal Life: Growing Up and Wanting More

Growing up, I had two cousins who lived across the street from me. They were sisters. One was bigger and the other was smaller than me. The clothes went from my cousin to me, then back to the younger cousin. This went on for years.

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My Frugal Life: How Frugal Are You?

I love saving money. I love shopping. I love living the good life. Sometimes those worlds collide with each other. I wonder if the occasional going out or buying something with a coupon or on sale, makes me a frugal fraud.

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My Frugal Life: What You Throw Out!

Do you have the same problem? "Buy one get one free" deals at the grocer sounds great but not if the produce goes to waste! A whole watermelon is tempting but then, since there are only two of us, it doesn't get completely eaten and is thrown out.

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My Frugal Life: When Shortcuts Cost You Big Money

I am a frugal woman. The joke around here is that I can squeeze a buffalo nickle until it potties. There are a few things I choose not to cut corners with.

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My Frugal Life: Buddha's Example

The Gautama Buddha, over 25 centuries ago, commended frugality. As an example, he taught the first monks and nuns to make their robes from "pure cloth" that is cloth that no one wanted.

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My Frugal Life: Clear Out the Clutter

Spring is here and so comes the traditional spring cleaning. This year, due to my retirement, I really have the time to do a thorough cleaning of closets and cupboards. I've been discovering long lost "treasures" and duplicate grocery items.

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Renovating a Small Home in Alaska
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My Frugal Life: Frugal Homemade Gifts

I try very hard to be creative when giving gifts to friends and family, giving thought to their likes and dislikes, or what may be age appropriate. Having a limited retirement income means I need to be mindful of my pennies, so I do as many people do.

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My Frugal Life: Good, Clean Fun
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Making Things Easier for the Disabled

This is by no means a medical advice story or something that anyone else has to do. It's simply tips I have used to make my life easier and it might work for anyone who is interested in trying them.

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My Frugal Life: Frugality Taught Me Flexibility

Through the course of adopting a frugal lifestyle I have discovered that frugality has not only helped me become more flexible, it has shown me that flexibility must reign supreme over routine when saving money is the goal.

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A Frugal New Year
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My Frugal Life: Small Town Lessons for Big City Life

Where I grew up life was tough. Even as children, we had long days of working, helping in the garden and in the kitchen. I assumed this was just how it was.

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My Frugal Life: Healthy Living on a Budget

If you are using a limited budget as an excuse for not adopting healthy living habits, these tips will make that excuse invalid. Taking care of yourself should be a priority regardless of your financial situation.

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My Frugal Life: The Way of the Miser

Back in 1985, my father claimed that at the head of every giant corporation, in the hand of every international banker, in the stomach of every commodity pit trader lives the spirit of an old miser.

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My Frugal Life: Frugal Forever

I love ThriftyFun. It IS fun! I was learning to be frugal before frugal was even a word! I don't even remember hearing the word "thrifty." We just did it! My dad grew up in the depression so we heard a lot of those stories.

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My Frugal Life: Reflections on a Frugal Year

I have always tried to live a frugal lifestyle. Sometimes that frugality was a matter of choice and sometimes living frugally was a necessity rather than an option. This year has been one where frugality was a necessity, not just for me but for many people.

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My Frugal Holiday: Best Memories of Christmas

My thoughts run back through the years to Christmas past, when I was small and Grandma was still around. It was always Christmas at her house, a ramshackle farmhouse with mice in the walls that she used to tell me were fairies working for Santa.

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Of Kids, Christmas, and Pets
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My Frugal Life: Our Way of Celebrating Christmas

My husband is a long haul trucker and more often than not will not get home for Christmas until late Christmas Eve night and will have to leave again early on the 26th.

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My Frugal Life: Saving Money is Fun

I still live in the same house I did when my first child was born. That was 37 years ago. What does that have to do with anything? Well, at first it wasn't intentional; staying here I mean.

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Never Too Old to Learn to Crochet

As I sit under this old crocheted quilt, I am reminded of teaching my Grandma how to crotchet. She was a single mom and worked all her life in the box factory making boxes to feed and raise my dad. Grandma had retired about a year earlier.

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My Frugal Holiday: Our First Family Christmas Story

Once upon a Christmas time in a little college town there lived college couple with a baby son. In between classes and jobs and studying late, they had bought gifts for parents, sisters, brothers and baby too, of course.

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My Frugal Life: What My Mother and Grandmother Taught Me

Being frugal has a long history for me and I owe it all to my Mother and Grandmother for setting the ground work. My Mother became a single mother of three young children when my father left and never paid support.

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My Frugal Life: Price Hike

"Hey, Bob, look!" I said as we neared a bus stop in my neighborhood. "Now why would anyone want to do that?" he grumbled, outraged at the eyesore we'd just driven past, a gang of abandoned shopping carts.

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My Frugal Life: The Best Things in Life Are Free - or Nearly

When I look at some of the great pleasures of my life, I find that most of them are free - or very nearly so.

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Food Tips For Making Ends Meet
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My Frugal Life: If In Doubt, Don't!

I have been working since I was 15 years old and I am now 51. Knowing how to stretch a dollar is a lesson I learned early. My older sister was a seamstress and she taught me how to sew.

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My Frugal Life: Finding Peace in the Valley

My husband and I had very different childhoods. He grew up in inner city St. Louis while I was raised deep in a rural Alabama valley. We do, however, share one common thread. We both grew up poor.

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My Frugal Life: I Love Eating Out!

I love eating out. NOW WAIT! I can feel all you extreme savers and frugalites throwing stones at me. Please, please, please restrain and let me explain.

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My Frugal Life: Life Lesson From My Parents
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My Frugal Life: The Coffee Test

I have found it helpful, thriftily-speaking, to take a look at all the necessary things in my life and make a list of those that I just can't scrimp on.

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My Frugal Life: Do What You Can

I have been frugal all my life. Thrift shop, giveaways, and garage sales have been as much a part of my life as breathing. In my early years it was out of necessity.

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My Frugal Life: Learning to be Frugal

I had always been someone who spent too much on things we just didn't need. I would buy on impulse, and shopped until I dropped. About 6 months ago, I saw a video on YouTube about couponing in Canada, and decided to try it out.

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My Frugal Life: Following My Father

My author father liked to use examples from third-world countries to teach personal money management. He pointed out that the savings could grow enough to buy a boat for fishing and traveling, or become an investment in a local business.

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My Frugal Life: Planning Ahead

I used to be proud of being spontaneous, of living on a whim. Now that I can no longer afford to have anything I want at the moment that I want it, I have come to savor the far deeper pleasure of expectation, of waiting for something and looking forward to it.

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My Frugal Life: Saving Money When Shopping

I recently heard a report about money and finance. Lay away isn't a good idea. The fact is you save money, by not paying the fees, and risking losing the items you have paid on by being late.

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My Frugal Life: Stretching Your Retirement Dollars

Even if you have spent years living a frugal lifestyle in order to save for your retirement years, a change in income might make it necessary for you to pinch pennies a little tighter than you anticipated following retirement.

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My Frugal Life: Shop Smart

I learned that the Goodwill is changing their marketing strategies due to the availability of new goods coming off shelves of failing/going out-of-business/bankrupt stores. I have found a plethora of NEW in-the-box with-the-manual items at tremendously low prices.

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My Frugal Life: Of Misers and Motherhood

My father shared the title of his self published book "The Miser's Muniment." In the mid eighties, with freewheeling credit within the reach of practically everyone, hardly anyone was interested in reading about misers.

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My Frugal Life: Use Every Bit

Remember the satisfaction you felt at being able to extract that last bit of toothpaste or shampoo or cold cream? Remember how long it took? Each day you thought there couldn't possibly be anything left in that tube, bottle, or jar, but there always was.

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My Frugal Life: Grocery Shopping

I make it a habit of being open to food-shopping deals whenever I go anywhere. Today I stopped in at an independent dollar store, where I found a quart of lemon juice at 2/$1.00. That'll last a good long time.

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My Frugal Life: Living on Love and a Little More

We are frugal not because it is stylish or in style. My husband and I are frugal because he works on a cotton farm and makes very little money, and I am on disability, a fixed income.

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My Frugal Life: Financial Dieting

I have found that frugal living requires many of the same tactics and disciplines as dieting to lose weight or dieting to improve your health. I found it very helpful to pull ideas from standard dieting plans to assist me with my financial diet.

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My Frugal Life: GiGi's Labor of Love

"Hey, Lady! What are you looking for?" asked the driver. "A penny," said I from the pavement next to him. "It's sort of a game I'm playing, and I need to find the penny myself. You know (I lied), for luck."

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My Frugal Life: Mystery Shopping

There are many different mystery shop companies online and the benefits are numerous. Although you certainly won't get rich doing shops, it is a great way to save money.

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My Frugal Life: The Danger of Preparing a Budget

As odd as it may seem, just the act of writing down a budget can have an adverse or possibly even reverse affect on your attempt to save money. Have you ever decided to go on a diet and immediately began craving something sweet?

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My Frugal Life: Food Enough for Visitors

In my small community there are many traditions including having enough food for people that visited around a meal time. It was important to feed them, so this was done by taking out a few more things than was needed for our family.

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My Frugal Life: This Is The Life of a Home Schooler

This has been an interesting end to summer. It is not winding down in a quiet way, as it normally does, we are getting a new roof, and I will be happy to see it. We are ready for a new season!

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My Frugal Life: A Predictable Mess!

At the young age of five years at the time, my daughter was a very bright, intelligent, helpful and energetic young "woman", as she would laughingly tell it today at age thirty five.

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My Frugal Life: Don't Be Persuaded!

Manufacturers are so good at persuading us that we HAVE to have their products that it's difficult not to end up buying all sorts of things that we really don't need.

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My Frugal Life: Reduce, Reuse, Don't Hoard!

Growing up, I was always taught not to hoard. Donate or throw away what you don't use. On the other hand, I learned to buy good once, reuse and be creative, and you never do without.

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My Frugal Life: Every Which Way to Save

I have been honing my frugal skills every since I left college, years ago. My first frugal research started with an old book entitled "How to Save on Everything", written in the late 40s. It had all sorts of interesting ways to reuse, remake, and recycle.

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My Frugal Life: Thinking About Thriftiness

I've been thinking a lot about the world and the terrible state we are in. One thing I've been thinking is that we would all be a lot better off if we didn't say "someone ought to do something" and said "I'm going to do something" instead.

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My Frugal Life: Who Dares Wins!

In the difficult financial times that many of us have found ourselves in over the past few years, giving up two well paid and secure jobs to take up one reasonably paid one in a new start up company in another country may seem a pretty strange proposition to put forward.

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My Frugal Life: Watch Your Pennies and the Dollars Will Follow

I have been frugal all my life. When I was young, it was called "living country". You saved everything and found another use for it. To this day, I don't know if we would have been considered working poor or not.

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My Frugal Life: Raising Five Kids

As a single mother on a dotted budget line, I have learned how to provide for my family on very little.

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Composting is Free "Black Gold"

The benefits of composting are many, such as free vegetables, healthy flowers, and the joy of knowing you are removing garbage from landfills.

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My Frugal Life: A Life Without Financial Worries

When my husband and I first married, I didn't have any real sense about saving and/or spending wisely. I allowed my husband to assume control over finances because of his excellent upbringing.

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Money Saving Tips

I decided to write another post to help others out since my first post was a success. I want to share my opinion on stuff that works for me.

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My Frugal Life: Defining Thrifty

We should try to make thrifty not just doing with less, or spending less, but also thinking how to be globally responsible. You know, rags rather than paper towels, cloth napkins not paper, using a drying rack or clothes line instead of our very wasteful dryers.

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My Frugal Life: Thrifty is a Wonderful Thing

I live on a tight budget. My family doesn't have much money, but I manage to stretch the money we do have in some creative ways that enable us to pay our bills, take care of all our needs, and still have some fun.

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My Frugal Life: Beverly Hills on $30 a Day

I struggled for years to put myself through college. When at last I was employed, and besieged by credit card offers, I was not very wise. I had lived so lean for so long that the temptation was too strong; and I went under.

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My Frugal Life: Back To School

It is back to school for millions of children. I see my grandchildren entering into education. I have to call my daughter to take a picture of my grandson as he enters his first day of school.

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My Frugal Life: Coupon Class

I recently went to a couple of Coupon Classes locally, my brother's wife was very interested. I wrote down a few things that I learned and then after reading it a few times decided I should share what I learned.

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My Frugal Life: Is the Season Beginning or Ending?

Oh, but it's getting ugly around here. I am speaking of my garden of course. For one thing, about this time I lose interest in it. The magic of watching the plants grow, then blossom and put on their colorful array of tasty treasures for us to enjoy is long past.

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My Frugal Life: Of Gardens and Journals

I found out this year how fun it can be to try new things in the garden. I have a new Patio Peach tree, which was given to me as a Mother's Day gift, and I have some beautiful wildflowers which I have had a wonderful time watching.

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My Frugal Life: Thrifty Midwest Mom

Hi, I am a Midwest mom of 6, and I currently don't work outside the home. I take surveys, do secret shoppers, and occasionally provide homecare. I never have the extras in life, but I would like to have some nice things.

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My Frugal Life: Waste Nothing

When growing a garden and preserving your harvest, make sure to use it all. If you have to many green beans make dilly beans or make homemade soup to freeze or can. Make up casseroles and freeze for busy days.

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My Frugal Life: Six Decades of Frugality

I can't remember a time when I was not frugal. My parents were young during the big depression so I learned "thrift" early on. Now at 63 with my hubby at 67, we find that frugality is what allows us to survive.

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My Frugal Life: My Frugal Summer Day

In our household, frugal living is easiest in the summer. Since I am an early riser, morning chores are my domain with the assistance of Keira, the cat. Our first task is to unload the dishwasher which dear hubby has run earlier in the morning.

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My Frugal Life: Focused On Frugality

As a teacher, off for the summer, I am especially focused on frugality. This is a time for me to review where my money has gone and why. What spending gave satisfaction? What would I do differently?

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My Frugal Life: Penny Wise or Pound Foolish

Is there such a thing as being too thrifty? Are we many times penny wise and pound foolish? I ponder this because by nature I am a logical, practical person. I have been told this all my life. So the following situations make no sense to me.

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Beautiful Thoughts on a Frugal Life

It seems as if others are learning for the first time how to be frugal and enjoy it, which I have known all along, but now that prices at the pump are at an all time high, I am so happy I know how to save money!

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My Frugal Ways

I am a single mom of two awesome boys. I am always looking for ways to be frugal. I hang clothes to dry, make food from scratch, and I never turn down clothes, etc. for my boys and me when someone has them to share.

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My Frugal Life: Traveling Down The Frugal Path

My new kick is couponing. I have been watching Extreme Couponing along with the rest of America. I admire some of the people who use these coupons to the fullest.

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My Frugal Life: Small Business Ideas That Save Money

If you have a computer and printer, you can save quite a bit of money on office supplies. For instance, if you buy blank labels at an office supply or discount department store, you can make your own return address labels.

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My Frugal Life: Thrifty Grandmas Stay With You Forever

Grandma was born in 1895 and raised 6 children on her own after her no-good husband ran off. This was long before the days of Social Security. She had lived through some really hard times, and she taught me so much, it still makes me smile.

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